North Jersey FCU Blog

For those looking to grow their savings in a low-risk manner, term share certificates can be an excellent option. But what exactly are they? If you're new to the concept of term share certificates, this guide will walk you through the basics and help you understand...

Buying a car is an exciting milestone, whether it's your first vehicle or an upgrade. However, the process can also be overwhelming, especially when it comes to financing. One of the most crucial steps in this journey is securing a pre-approval for your auto loan....

As the summer winds down, back-to-school shopping quickly becomes a priority for families everywhere. New clothes, supplies, and gadgets can add up fast, making it a potentially stressful time financially. However, with a bit of planning and some smart shopping...

Traveling is an exciting adventure, whether it's for leisure, business, or visiting loved ones. However, it can also present risks, especially when it comes to keeping your money safe. Protecting your finances while on the road is crucial to ensure a smooth and...

When it comes to financing a car, understanding the various factors that impact your auto loan interest rate can help you secure a better deal. The interest rate on your auto loan significantly affects your overall loan cost, monthly payments, and even your long-term...

When it comes to financing a home, choosing the right type of mortgage is crucial. The two most common types of mortgage loans are fixed-rate mortgages (FRMs) and adjustable-rate mortgages (ARMs). Each has its unique features, benefits, and drawbacks, and...

Traveling is one of the most rewarding experiences, offering the chance to explore new cultures, meet different people, and create lifelong memories. However, the cost of travel can be a significant barrier for many. Personal loans have emerged as a popular option for...

  When it comes to leveraging the equity in your home for financial needs, two popular options often come to mind: Home Equity Loans and Home Equity Lines of Credit (HELOCs). Both options allow homeowners to access the equity they've built up in their homes, but...

Home renovations can significantly enhance the value, comfort, and functionality of your home. Whether you're looking to upgrade your kitchen, add a new bathroom, or create a more energy-efficient living space, funding these improvements can be a major consideration....

  Debt consolidation is a strategic approach to managing debt that involves combining multiple debts into a single payment, typically at a lower interest rate. This method can simplify your financial life, reduce your monthly payments, and shorten the time it...