Credit Cards
We give you options with MasterCard® whether you’re looking for Credit Cards that offer rewards or great low rates.
Our collection of Credit Cards gives credit where credit is due and comes with a competitive rate…to Our Members!
We have the right card for every financial situation. Whether you are just taking care of daily purchases, an unexpected expense or for a little self-splurge, we’ve got you covered with a low rate.
| Credit Level | Classic Card | Liberty Card | Platinum Rewards |
|---|---|---|---|
| Purchases | 14.24%APR - 18.00%APR | 16.24%APR | 16.24%APR - 18.00%APR |
| Cash Advance | 17.24%APR - 18.00%APR | 18.00%APR | 18.00%APR |
| Annual Fee | $0 | $33 | $0 |
| Minimum & Maximum Amounts | $500 - $10,000 | $200 - $5,000 | $2,500 - $15,000 |
*APR=Annual Percentage Rate. Rates and terms are accurate as of ’09/13/2024’. The APR for MasterCard® Classic card will be, depending on your creditworthiness at account opening, a 14.24% – 18.00%. The APR for MasterCard® Liberty card will be, depending on your creditworthiness at account opening, a 16.24%. The APR for MasterCard® Platinum Rewards card will be, depending on your creditworthiness at account opening, a 16.24% – 18.00%. This APR will vary with the market based on the Prime Rate. There is a 3% transaction fee of each cash advance. The Foreign Transaction Fee is 1% of each foreign transaction in U.S. dollars. Rates and terms are subject to change without notice. Membership conditions may apply.
Need More Help with a Credit Card?
"*" indicates required fields
Additional Products:
Refinance Mortgage
We may be able to provide you with a lower monthly payment and put the family budget back on track.
Adjustable Rate Mortgage
With An NJFCU Adjustable Rate Mortgage (ARM) you will discover cost saving features like competitive rates with a confident credit union.