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Business Checking

Plan for the Success of Your Business.

High Yield Deposit Accounts

Our  Business Account offers many money saving benefits.

Business Checking

Planning for the financial future of your business has never been easier. With a variety of products from NJFCU, saving for the future is easy and profitable. Each of these deposit accounts pays a high yield to your business.

A Business Checking Account helps you financially plan for the success of your business.

It is the Share Draft (Checking) Account you will want to use to manage your business finances on a daily basis.


  • With an minimum daily balance of $500, you will earn monthly dividends*
  • No deposit fee
  • Overdraft Protection is available
  • NJFCU Online Banking access
  • Pay your bills electronically with Bill Pay
* A $15.00 monthly service fee charge will be applied and no monthly dividend if daily balance falls below minimum.

Members’ deposits are Federally Insured by the National Credit Union Administration (NCUA – a division of the federal government) for a total of $750,000 – ensuring that your money will be there for you when you need it. We insure accounts up to $500,000; $250,000 through the NCUA and an additional $500,000 through private insurance ESI.

Business Share Savings Account

The initial account you open when you become a member of NJFCU. This is an excellent account to use for establishing a regular pattern of saving. Getting started requires only $5 to open the account.

Business Money Market Account

Invest in a Business Money Market Account and enjoy the winning combination of high yields and easy account access.

  • $2,500 to earn dividends
  • Tiered rates
  • A $5.00 monthly service fee charge will be applied if daily balance falls below $500

Open an NJFCU Business Membership Account Today!

Call 973-785-9200 | email: [email protected]

Additional Loan Products & Services

Student Loans

Business Services

Becoming a Business Member is simple and it’s also a great company benefit that you can also offer to your employees.

Unsecured Personal Loan

Commercial Lending

NJFCU specializes in serving the financing needs of small to mid-sized businesses in our community. We offer a full range of commercial lending options.