Please ensure Javascript is enabled for purposes of website accessibility

Commercial Lending

We’re here to make it happen.

You’re ready to grow your business.

We’re here to help.

Commercial Lending

North Jersey Federal Credit Union (NJFCU) specializes in serving the financing needs of small to mid-sized businesses in our community. Whether you’re just starting out or looking to expand your business, we offer a full range of commercial lending options.

  • Term Loans 
    Commercial Real Estate
    Commercial Refinance
    Equipment Finance
    C & I loan (Commercial and Industrial)
  • Line of credit – Business Micro-Line of Credit Up to $50,000.00
  • Start-Up Business Loan
    Personal Loan up to $15,000 (Minimum $2,500)

Commercial Loan Processing, in 3 Easy Steps


Prepare the documents you need before you visit the branch


Choose the Loan that meets your business needs


Our dedicated team will tailor the right solution for your business needs ahead. 

NJFCU Commercial Lending offers low rates and competitive fees to finance the things you need to keep Your Business growing.

A Member Business Loan will include any Loan or Line of Credit (including any unfunded commitments). Whatever gets your business to the next level, we’re here to make it happen.

Help Your Non-Profit


Find the nearest ATM or branch location

Search Now | Call 973-785-9200

Additional Business Products & Services

Student Loans

Business Services

Becoming a Business Member is simple and it’s also a great company benefit that you can also offer to your employees.

MasterCard® Business Rewards Card

MasterCard® Business Rewards Card

Allows you to earn more on your Business spending that goes right back to helping achieve your goals.

Term Share Certificate Secured Loan

Non-Profit Checking Account

At NJFCU, we are committed to helping organizations play a vital role in their day-to-day banking. Let us help your Non-Profit grow with a Checking Account.

NonProfit Checking Account

Business Checking Account

Planning for the financial future of your business has never been easier and profitable. Each of these deposit accounts pays a high yield to your business.