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MasterCard® Liberty Card

Convenience at extremely competitive low rates.

MasterCard® Liberty Card

Our MasterCard® Liberty Credit Card provides NJFCU members with the opportunity to enjoy the added convenience at extremely competitive low rates.

MasterCard® Liberty Card

See Monthly Recurring Transactions
24/7 access to a list of merchants that charge your MasterCard®

Authorized User
Add an authorized user to your account, and track spending by user.

Balance Transfer
Transfer your high-rate balance onto a NJFCU MasterCard® Credit Card.

24/7 Credit Card Assistance
Credit Card Assistance available to you 24 hours a day.

Benefits

L

Build Credit at Ease

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Pay Your Bills on time Each Month

Make Everyday Purchases

Lost or Stolen Card?

MasterCard Liberty Card
Rates for Purchases16.24% APR*
Rates for Cash Advances18.00% APR*
Minimum & Maximum AmountsMinimum: $200
Maximum: $5,000
Annual Fee$33
*APR=Annual Percentage Rate. Rates and terms are accurate as of ’07/25/2024’. The APR for MasterCard® Classic card will be, depending on your creditworthiness at account opening, a 14.24% – 18.00%. The APR for MasterCard® Liberty card will be, depending on your creditworthiness at account opening, at 16.24%. The APR for MasterCard® Platinum card will be, depending on your creditworthiness at account opening, a 16.24% – 18.00%. This APR will vary with the market based on the Prime Rate. There is a 3% transaction fee of each cash advance. The Foreign Transaction Fee is 1% of each foreign transaction in U.S. dollars. Rates and terms are subject to change without notice. Membership conditions may apply.

Additional Products & Services:

Share Secured Personal Loan

Share Secured Loan

Take a low rate Share Secured Loan against your share account balance.

Classic Card

Classic Card

Best for taking advantage of low rates with no annual fee & no over the limit fee.

Home Equity Loans

Home Equity Loans

Find the hidden value in your home and earn more!