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If your credit card is lost or stolen, please call us at:

Mon-Fri 9am-5pm…………………….973.785.9200 Option 6
After hours Mon-Fri, Sat/Sun…….800.262.2024

MasterCard® Platinum Rewards Card

Get rewarded for every dollar you spend

MasterCard® Platinum Rewards Card

The MasterCard® Platinum Rewards Card offers Rewards points for every dollar you spend.

MasterCard® Platinum Rewards Card

See Monthly Recurring Transactions
24/7 access to a list of merchants that charge your MasterCard®

Authorized User
Add an authorized user to your account, and track spending by user.

Balance Transfer
Transfer your high-rate balance onto a NJFCU MasterCard® Credit Card.

24/7 Credit Card Assistance
Credit Card Assistance available to you 24 hours a day.


Earn extra points by shopping at the Credit Union Rewards Mall

Redeem your points for travel

Use your points to purchase any merchandise or gift cards

Lost or Stolen Card?

MasterCard Platinum Rewards Card
Variable Rates for Purchases16.24% ‐ 18.00% APR*
Variable Rates for Cash Advances18.00% APR*
Rate Maximum18.00% APR*
Minimum & Maximum AmountsMinimum: $2,500
Maximum: $15,000
Annual Fee$0
*APR=Annual Percentage Rate. Rates and terms are accurate as of ’04/17/2024’. The APR for MasterCard® Classic card will be, depending on your creditworthiness at account opening, a 14.24% – 18.00%. The APR for MasterCard® Liberty card will be, depending on your creditworthiness at account opening, a 16.24%. The APR for MasterCard® Platinum card will be, depending on your creditworthiness at account opening, at 16.24% – 18.00%. This APR will vary with the market based on the Prime Rate. There is a 3% transaction fee of each cash advance. The Foreign Transaction Fee is 1% of each foreign transaction in U.S. dollars. Rates and terms are subject to change without notice. Membership conditions may apply.

Additional Products:

Share Secured Personal Loan

Share Secured Loan

Take a low rate Share Secured Loan against your share account balance.

MasterCard® Business Rewards Card

MasterCard® Business Rewards Card

Allows you to earn more on your Business spending that goes right back to helping achieve your goals.

Home Equity Loans

Home Equity Loans

Find the hidden value in your home and earn more!