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Refinance Mortgage

Come to North Jersey Federal Credit Union today for your personalized Home Loan analysis!

Rates as low as 2.875%

Low Rates & Flexible Terms

Refinance Your Mortgage and Lower Your Payments with NJFCU.

If you have a high monthly Mortgage payment with another financial institution, apply to reduce your payments with a refinance at North Jersey Federal Credit Union. With a refinance, our low rates and flexible terms, we may be able to provide you with a lower monthly payment and put the family budget back on track.

as low as 2.875% APR*

Fixed Rate Mortgage Benefits:

  • Reduce your interest rate
  • Lower your monthly payments
  • Shorten the term of your loan
*30/20/15 Year Fixed Rate
Finance Rates And APRs Are Valid As Of 05/5/2020, And Are Subject To Change Without Notice. As Of 04/28/2020, Example $100,000, 15 Year Fixed-Rate Conforming Mortgage APR Is 2.875% With A Monthly Payment Of $6.85 Per Thousand. APRs Are Subject To Change. Estimated Monthly Payment Does Not Include Taxes And Insurance Premiums, And The Actual Monthly Payment Will Be Greater. Program Is Available In New Jersey And Eastern Pennsylvania For Single Family, Owner Occupied Homes And For 2-4 Family, Owner-Occupied Homes With A Minimum Loan Amount Of $100,000 And A Maximum Equal To Conforming Loan Limits. There Is No Annual Fee Or Prepayment Penalty Fee. Mortgage Must Be In First Lien Position. Other Restrictions May Apply. For Questions, Please Contact Our Licensed Mortgage Lending Originator At (973)785-9200. An Equal Opportunity Lender.

Ready to Refinance? NJFCU is here to help!

Refinancing a mortgage can lower your monthly mortgage payment, allowing you to pay off the loan faster.

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We Know Your Needs Can Change

And so can your current mortgage! Check out our online Home Mortgage application for a simplified way to apply today!

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Apply Online with our Online Application!

NJFCU’s Online Home Mortgage Application is the fastest way to get pre-approved! Start Now and finish later with the Encompass portal.

After creating an account, you can save a draft of your application. No more searching through your drawers for that paper copy, our digital solution makes it easy and helps keep your organized!

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We are here to help. Ready to Refinance Your Home?

Come to North Jersey Federal Credit Union today for your personalized Home Loan analysis!

For more information, contact our Mortgage Department Call 973-785-9200 ext. 1966 or email: [email protected]

Additional Mortgage Products:

Fixed Rate Mortgage

Fixed Rate Mortgage

Our mortgage team works with you to ensure that you get the options tailored to meet your needs.
Adjustable Rate Mortgage (ARM)

Adjustable Rate Mortgage

With An NJFCU Adjustable Rate Mortgage (ARM) you will discover cost saving features like competitive rates with a confident credit union.

ITIN Mortgage

ITIN Mortgage

If you have an ITIN number: Achieve your financial goals and get new opportunities.

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