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If your credit card is lost or stolen, please call us at:

Mon-Fri 9am-5pm…………………….973.785.9200 Option 6
After hours Mon-Fri, Sat/Sun…….800.262.2024

MasterCard® Classic Card

No annual fee and no over the limit fee

MasterCard® Classic Card

A MasterCard® Classic Credit Card best for taking advantage of low rates with no annual fee and no over the limit fee.

MasterCard® Classic Card

  • See Monthly Recurring Transactions
    24/7 access to a list of merchants that charge your MasterCard®
  • Authorized User
    Add an authorized user to your account, and track spending by user.
  • Balance Transfer
    Transfer your high-rate balance onto a NJFCU MasterCard® Credit Card.
  • 24/7 Credit Card Assistance
    Classic Credit Card Assistance available to you 24 hours a day.

Benefits

No Annual Fee & No Over the Limit Fee

Access a Higher Credit Line with a Classic Card

A Low Rate with Convenience, Flexibility & Security

Lost or Stolen Card?

MasterCard Classic Card
Variable Rates for Purchases14.24% ‐ 18.00% APR*
Variable Rates for Cash Advances17.24% ‐ 18.00% APR*
Rate Maximum18.00% APR*
Minimum & Maximum AmountsMinimum: $500
Maximum: $10,000
Annual Fee$0
*APR=Annual Percentage Rate. Rates and terms are accurate as of ’05/30/2024’. The APR for MasterCard® Classic card will be, depending on your creditworthiness at account opening, a 14.24% – 18.00%. The APR for MasterCard® Liberty card will be, depending on your creditworthiness at account opening, a 16.24%. The APR for MasterCard® Platinum card will be, depending on your creditworthiness at account opening, at 16.24% – 18.00%. This APR will vary with the market based on the Prime Rate. There is a 3% transaction fee of each cash advance. The Foreign Transaction Fee is 1% of each foreign transaction in U.S. dollars. Rates and terms are subject to change without notice. Membership conditions may apply.