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MasterCard® Classic Card

No annual fee and no over the limit fee

MasterCard® Classic Card

A MasterCard® Classic Credit Card best for taking advantage of low rates with no annual fee and no over the limit fee.

MasterCard® Classic Card

  • See Monthly Recurring Transactions
    24/7 access to a list of merchants that charge your MasterCard®
  • Authorized User
    Add an authorized user to your account, and track spending by user.
  • Balance Transfer
    Transfer your high-rate balance onto a NJFCU MasterCard® Credit Card.
  • 24/7 Credit Card Assistance
    Classic Credit Card Assistance available to you 24 hours a day.

Benefits

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No Annual Fee & No Over the Limit Fee

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Access a Higher Credit Line with a Classic Card

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A Low Rate with Convenience, Flexibility & Security

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Lost or Stolen Card?

MasterCard Classic Card
Variable Rates for Purchases8.99% ‐ 17.99% APR*
Variable Rates for Cash Advances11.99% ‐ 17.99% APR*
Rate Maximum17.99% APR*
Minimum & Maximum AmountsMinimum: $500 Maximum: $10,000
Annual Fee$0
*APR=Annual Percentage Rate. Rates and terms are accurate as of ’09/26/2021’. The APR for MasterCard® Classic card will be, depending on your creditworthiness at account opening, a 8.99% – 17.99%. The APR for MasterCard® Liberty card will be, depending on your creditworthiness at account opening, a 10.99%. The APR for MasterCard® Platinum card will be, depending on your creditworthiness at account opening, at 10.99% – 17.99%. This APR will vary with the market based on the Prime Rate. There is a 3% transaction fee of each cash advance. The Foreign Transaction Fee is 1% of each foreign transaction in U.S. dollars. Rates and terms are subject to change without notice. Membership conditions may apply.

If your credit card is lost or stolen, please call us at:

Mon-Fri 9am-5pm…………………….973.785.9200 Option 6
After hours Mon-Fri, Sat/Sun…….800.262.2024

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