Unsecured Personal Loan
A Personal Loan Can Make A Difference!
as low as 12.24% APR*
No collateral needed, fast funds with maximum flexibility.
*APR = Annual Percentage Rate. Rates are subject to change without notice and restrictions may apply. Rates may vary depending on credit, loan amount, and loan term. A document preparation fee of $99.00 applies. If you borrow the maximum amount of $15,000 at 12.24% for a 60 month term, your minimum monthly payment would be $333.65. This rate includes a .25% deduction if using direct deposit of at least $250 into an NJFCU checking account. If direct deposit is not selected, the APR is .25% higher than the published APR. Fees Apply.
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Unsecured Personal Loan Rates
| Term Months | Interest | APR* (Annual Percentage Rate) |
|---|---|---|
| 12 mos. | as low as | 12.24% |
| 24 mos. | as low as | 12.24% |
| 36 mos. | as low as | 12.24% |
| 48 mos. | as low as | 12.49% |
| 60 mos. | as low as | 12.49% |
*APR = Annual Percentage Rate. Rates are subject to change without notice and restrictions may apply. Rates may vary depending on credit, loan amount, and loan term. A document preparation fee of $99.00 applies. If you borrow the maximum amount of $15,000 at 12.24% for a 60 month term, your minimum monthly payment would be $333.65. This rate includes a .25% deduction if using direct deposit of at least $250 into an NJFCU checking account. If direct deposit is not selected, the APR is .25% higher than the published APR. Fees Apply.
Achieve Your Goals with a Loan Designed for You.
Get your personal loan interest rate and monthly payment with no impact to your credit score. To get started, determine the amount and length of the loan you want.
Here are some ways most people utilize our North Jersey FCU Unsecured Personal Loans
- Debt Consolidation
- Home Remodeling
- Moving Expenses
- Weddings
- Vacations
Experience the CU Difference
Fewer Fees, Better Rates
Additional Loan Products & Services
Share Secured Loan
Take a low rate Share Secured Loan against your share account balance.
Term Share Certificate Secured Loan
Earn interest with a low rate Term Share Certificate Secured Loans.
Home Equity Loans
Find the hidden value in your home and earn more!
