Unsecured Personal Loan
No collateral. No problem.
The Vacation Loan is here for a limited time!
Getaway this Summer! Go on an adventure, visit loved ones, or just get away from it all. Ask a representative to learn more about this limited-time offer.
Rates as low as 9.99% APR*
*APR is the Annual Percentage Rate. Rates are subject to change without notice. Rates are for qualified members only and may vary depending on credit, loan amount, and loan term. Promotion loan amount limit is $7,500.00, and total loans should not exceed the $15,000.00 max amount. Should you borrow the maximum amount allowed at 9.99% for a 24-month (max term), your minimum monthly payment would be $346.20, with the total cost of the loan being $8,308.73. Promotion may end at any time and $500.00 of new money is required. Automatic payments are required for this loan. Skip-a-pay is not an option with this promotion. The offer cannot be combined with any other existing Vacation Loan promotions. Promotion is valid until 08/15/23.
as low as 12.24% APR*
No collateral needed, fast funds with maximum flexibility.
*APR = Annual Percentage Rate. Rates Are Subject To Change Without Notice. Rates Are For Qualified Members Only. Rates May Vary Depending On Credit, Loan Amount, And Loan Term. If You Borrow The Maximum Amount Of $15,000.00 At 12.49% For A 60 Month Term, Your Minimum Monthly Payment Would Be $337.39. Members with auto-pay, direct deposit, and a NJFCU MasterCard credit card may be eligible for an Annual Percentage Rate (APR) deduction of 0.75%.
Rates Effective as of May 31st, 2023
All rates are subject to change at the Credit Union's Discretion
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Unsecured Personal Loan Rates
|Term Months||APR* (Annual Percentage Rate)|
|12 mos.||as low as||12.24%|
|24 mos.||as low as||12.24%|
|36 mos.||as low as||12.24%|
|48 mos.||as low as||12.49%|
|60 mos.||as low as||12.49%|
*APR =Annual Percentage Rate. Rates are subject to change without notice. Rates are for qualified members only. Rates may vary depending on credit, loan amount, and loan term. If you borrow the maximum amount of $15,000.00 at 12.24% for a 60 month term, your minimum monthly payment would be $335.49.
Achieve Your Goals with a Loan Designed for You.
Get your personal loan interest rate and monthly payment with no impact to your credit score. To get started, determine the amount and length of the loan you want.
Here are some ways most people utilize our North Jersey FCU Unsecured Personal Loans
- Debt Consolidation
- Home Remodeling
- Moving Expenses
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Find the hidden value in your home and earn more!
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