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Unsecured Personal Loan

No collateral. No problem.

as low as 12.24% APR*

No collateral needed, fast funds with maximum flexibility.

North Jersey FCU offers Unsecured Personal Loans with no collateral is needed. Our Unsecured Loans provide you with access to funds fast with maximum flexibility. A North Jersey FCU Personal Loan can help to consolidate debt, finance large purchases or use for important emergencies.

as low as 12.24% APR*

Unsecured Personal Loan Benefits:

  • Borrow up to $15,000
  • Low rates and payments
  • Consolidate your bills
  • Terms available up to 60 months
  • No collateral needed
*APR = Annual Percentage Rate. Rates Are Subject To Change Without Notice. Rates Are For Qualified Members Only. Rates May Vary Depending On Credit, Loan Amount, And Loan Term. If You Borrow The Maximum Amount Of $15,000.00 At 12.24% For A 60 Month Term, Your Minimum Monthly Payment Would Be $335.49. If You Finance The Documentation Fee, Your Effective Annual Rate Will Be 12.24% With A Minimum Monthly Payment Of $337.70 And Total Cost Of The Loan $20,262.18.

Achieve Your Goals with a Loan Designed for You.

Get your personal loan interest rate and monthly payment with no impact to your credit score. To get started, determine the amount and length of the loan you want.

Home Equity Loans

Here are some ways most people utilize our North Jersey FCU Unsecured Personal Loans

  1. Debt Consolidation
  2. Home Remodeling
  3. Moving Expenses
  4. Weddings
  5. Vacations

Experience the CU Difference

Fewer Fees, Better Rates

Additional Loan Products & Services

New Car Loan

Share Secured Loan

Take a low rate Share Secured Loan against your share account balance.

Share Certificate Account

Term Share Certificate Secured Loan

Earn interest with a low rate Term Share Certificate Secured Loans.

Home Equity Line of Credit HELOC

Home Equity Loans

Find the hidden value in your home and earn more!

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>In observance of Independence
Day, All NJFCU branches will be
Closed Monday July 4th, 2022.
We will resume normal business
hours, Tuesday July 5th, 2022.

Please visit our website, mobile
and app, or one of our convenient
ATM locations to access your
account. Thank you.