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Unsecured Personal Loan

No collateral. No problem.

Vacation Loan - NJFCU

The Vacation Loan is here for a limited time!

Getaway this Summer! Go on an adventure, visit loved ones, or just get away from it all. Ask a representative to learn more about this limited-time offer. 

Rates as low as 9.99% APR*

*APR is the Annual Percentage Rate. Rates are subject to change without notice. Rates are for qualified members only and may vary depending on credit, loan amount, and loan term. Promotion loan amount limit is $7,500.00, and total loans should not exceed the $15,000.00 max amount. Should you borrow the maximum amount allowed at 9.99% for a 24-month (max term), your minimum monthly payment would be $346.20, with the total cost of the loan being $8,308.73. Promotion may end at any time and $500.00 of new money is required. Automatic payments are required for this loan. Skip-a-pay is not an option with this promotion. The offer cannot be combined with any other existing Vacation Loan promotions. Promotion is valid until 08/15/23.

as low as 12.24% APR*

No collateral needed, fast funds with maximum flexibility.

North Jersey FCU offers Unsecured Personal Loans with no collateral is needed. Our Unsecured Loans provide you with access to funds fast with maximum flexibility. A North Jersey FCU Personal Loan can help to consolidate debt, finance large purchases or use for important emergencies.

as low as 11.49% APR*

Unsecured Personal Loan Benefits:

  • Borrow up to $15,000
  • Low rates and payments
  • Consolidate your bills
  • Terms available up to 60 months
  • No collateral needed
*APR = Annual Percentage Rate. Rates Are Subject To Change Without Notice. Rates Are For Qualified Members Only. Rates May Vary Depending On Credit, Loan Amount, And Loan Term. If You Borrow The Maximum Amount Of $15,000.00 At 12.49% For A 60 Month Term, Your Minimum Monthly Payment Would Be $337.39. Members with auto-pay, direct deposit, and a NJFCU MasterCard credit card may be eligible for an Annual Percentage Rate (APR) deduction of 0.75%.

Rates Effective as of May 31st, 2023

All rates are subject to change at the Credit Union's Discretion

The information in the rate table below may not fully be viewable on certain smaller resolution devices. Please scroll the table contents or you can rotate your device to landscape orientation to ensure you are viewing the entire table contents.

Unsecured Personal Loan Rates

Term MonthsAPR* (Annual Percentage Rate)
12 low as12.24%
24 low as12.24%
36 low as12.24%
48 low as12.49%
60 low as12.49%

*APR =Annual Percentage Rate. Rates are subject to change without notice. Rates are for qualified members only. Rates may vary depending on credit, loan amount, and loan term. If you borrow the maximum amount of $15,000.00 at 12.24% for a 60 month term, your minimum monthly payment would be $335.49.

Achieve Your Goals with a Loan Designed for You.

Get your personal loan interest rate and monthly payment with no impact to your credit score. To get started, determine the amount and length of the loan you want.

Home Equity Loans

Here are some ways most people utilize our North Jersey FCU Unsecured Personal Loans

  1. Debt Consolidation
  2. Home Remodeling
  3. Moving Expenses
  4. Weddings
  5. Vacations

Experience the CU Difference

Fewer Fees, Better Rates

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New Car Loan

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Take a low rate Share Secured Loan against your share account balance.

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Earn interest with a low rate Term Share Certificate Secured Loans.

Home Equity Line of Credit HELOC

Home Equity Loans

Find the hidden value in your home and earn more!

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