Unsecured Personal Loan
No collateral. No problem.

Debt Consolidation Loan with NJFCU!
Now past the holiday shopping season, do you have high-interest credit card debt? Take the first step towards financial freedom with a Debt Consolidation Loan.
Rates as low as 11.49% APR*
*APR = Annual Percentage Rate. Rates Are Subject To Change Without Notice. Rates Are For Qualified Members Only. Rates May Vary Depending On Credit, Loan Amount, And Loan Term. If You Borrow The Maximum Amount Of $15,000.00 At 12.49% For A 60 Month Term, Your Minimum Monthly Payment Would Be $337.39. Members with auto-pay, direct deposit, and a NJFCU MasterCard credit card may be eligible for an Annual Percentage Rate (APR) deduction of 0.75%.
as low as 12.24% APR*
No collateral needed, fast funds with maximum flexibility.
*APR = Annual Percentage Rate. Rates Are Subject To Change Without Notice. Rates Are For Qualified Members Only. Rates May Vary Depending On Credit, Loan Amount, And Loan Term. If You Borrow The Maximum Amount Of $15,000.00 At 12.49% For A 60 Month Term, Your Minimum Monthly Payment Would Be $337.39. Members with auto-pay, direct deposit, and a NJFCU MasterCard credit card may be eligible for an Annual Percentage Rate (APR) deduction of 0.75%.
Achieve Your Goals with a Loan Designed for You.
Get your personal loan interest rate and monthly payment with no impact to your credit score. To get started, determine the amount and length of the loan you want.

Here are some ways most people utilize our North Jersey FCU Unsecured Personal Loans
- Debt Consolidation
- Home Remodeling
- Moving Expenses
- Weddings
- Vacations
Experience the CU Difference
Fewer Fees, Better Rates
Additional Loan Products & Services

Share Secured Loan
Take a low rate Share Secured Loan against your share account balance.

Term Share Certificate Secured Loan
Earn interest with a low rate Term Share Certificate Secured Loans.

Home Equity Loans
Find the hidden value in your home and earn more!