*APR = Annual Percentage Rate. Rates Are Subject To Change Without Notice. Rates Are For Qualified Members Only. Rates May Vary Depending On Credit, Loan Amount, And Loan Term. If You Borrow The Maximum Amount Of $15,000.00 At 12.49% For A 60 Month Term, Your Minimum Monthly Payment Would Be $337.39. Members with auto-pay, direct deposit, and a NJFCU MasterCard credit card may be eligible for an Annual Percentage Rate (APR) deduction of 0.75%.

Rates Effective as of September 1st, 2023

North Jersey FCU reserves the right to change the rates without notice if necessary. There are times when this update may be experiencing technical difficulties and may not be able to be updated in a timely fashion. APR = Annual Percentage Rate. Restrictions may apply. Rate determined by credit score. Other rates may apply. We attempt to keep this page as updated as possible. However, from time to time system maintenance and other circumstances may prevent us from doing so. Therefore any rates quoted on this web page are subject to change. We are not financially responsible for typographical errors.

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Unsecured Personal Loan Rates

*APR =Annual Percentage Rate. Rates are subject to change without notice. Rates are for qualified members only. Rates may vary depending on credit, loan amount, and loan term. If you borrow the maximum amount of $15,000.00 at 12.24% for a 60 month term, your minimum monthly payment would be $335.49.

Additional Loan Products & Services