Unsecured Personal Loan

No collateral. No problem.

The Vacation Loan is here for a limited time!

Getaway this Summer! Go on an adventure, visit loved ones, or just get away from it all. Ask a representative to learn more about this limited-time offer.

Rates as low as 9.99% APR*

Apply Today

*APR is the Annual Percentage Rate. Rates are subject to change without notice. Rates are for qualified members only and may vary depending on credit, loan amount, and loan term. Promotion loan amount limit is $7,500.00, and total loans should not exceed the $15,000.00 max amount. Should you borrow the maximum amount allowed at 9.99% for a 24-month (max term), your minimum monthly payment would be $346.20, with the total cost of the loan being $8,308.73. Promotion may end at any time and $500.00 of new money is required. Automatic payments are required for this loan. Skip-a-pay is not an option with this promotion. The offer cannot be combined with any other existing Vacation Loan promotions. Promotion is valid until 08/15/23.

as low as 12.24% APR*

No collateral needed, fast funds with maximum flexibility.

Unsecured Personal Loan

North Jersey FCU offers Unsecured Personal Loans with no collateral is needed. Our Unsecured Loans provide you with access to funds fast with maximum flexibility. A North Jersey FCU Personal Loan can help to consolidate debt, finance large purchases or use for important emergencies.

as low as 11.49% APR*

Unsecured Personal Loan Benefits:

Borrow up to $15,000
Low rates and payments
Consolidate your bills
Terms available up to 60 months
No collateral needed

Apply Today

*APR = Annual Percentage Rate. Rates Are Subject To Change Without Notice. Rates Are For Qualified Members Only. Rates May Vary Depending On Credit, Loan Amount, And Loan Term. If You Borrow The Maximum Amount Of $15,000.00 At 12.49% For A 60 Month Term, Your Minimum Monthly Payment Would Be $337.39. Members with auto-pay, direct deposit, and a NJFCU MasterCard credit card may be eligible for an Annual Percentage Rate (APR) deduction of 0.75%.

Rates Effective as of May 31st, 2023

All rates are subject to change at the Credit Union's Discretion

The information in the rate table below may not fully be viewable on certain smaller resolution devices. Please scroll the table contents or you can rotate your device to landscape orientation to ensure you are viewing the entire table contents.

Unsecured Personal Loan Rates

Term Months		APR* (Annual Percentage Rate)
12 mos.	as low as	12.24%
24 mos.	as low as	12.24%
36 mos.	as low as	12.24%
48 mos.	as low as	12.49%
60 mos.	as low as	12.49%

*APR =Annual Percentage Rate. Rates are subject to change without notice. Rates are for qualified members only. Rates may vary depending on credit, loan amount, and loan term. If you borrow the maximum amount of $15,000.00 at 12.24% for a 60 month term, your minimum monthly payment would be $335.49.

Achieve Your Goals with a Loan Designed for You.

Get your personal loan interest rate and monthly payment with no impact to your credit score. To get started, determine the amount and length of the loan you want.

Loan Calculators

