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Share Secured Personal Loan

Borrow against your NJFCU Savings or Money Market Account

as low as 0.00% APR*

Take a low rate Share Secured Loan against your Share Account balance.

Share Secured Personal Loan

This loan option allows you to borrow against the funds in your NJFCU Savings or Money Market Account. You may borrow between $750 and a maximum of 90% of your account balance at a low interest rate.

Apply for a loan, get a decision, become a North Jersey FCU Member.

Take a low rate Share Secured Loan against your Share Account balance.

Benefits of a Share Secured Loan:

  • Members may borrow between $750 and a maximum of 90% of your account balance
  • Competitive low rates
  • Low monthly payments
  • Flexible terms to better fit your financial situation
  • Set up convenient Auto-Pay for payments
*Annual Percentage Rate (APR). All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors. An Application Fee May Apply. For More Information, Speak To A Member Service Representative (MSR).

Give Yourself The Extra Cushion

If we’ve learned anything in more recent times, it’s that we can’t always be ready for the challenges life can present us. A North Jersey FCU Share Secured Loan gives you that leniency and assurance that you’ll always be prepared

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Click “Apply Today” to start!

Apply for a loan, get a decision, become a North Jersey FCU Member.

Call 973-785-9200 | email: [email protected]

Additional Loan Products & Services

Unsecured Personal Loan

Unsecured Loan

A personal loan can help to consolidate debt, finance large purchases or use for important emergencies.

Term Share Certificate Secured Loan

Term Share Certificate Secured Loan

Earn interest with a low rate Term Share Certificate Secured Loans.

Credit Cards

Credit Cards

We give you options with MasterCard® whether your looking for Credit Cards that offer rewards or great low rates.

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