North Jersey FCU Blog

The holiday season is a time of gift-giving, celebrations, and creating lasting memories with loved ones. However, it can also bring about increased spending on gifts, travel, and festivities. For savvy shoppers, leveraging a credit union credit card during the...

The holiday season often brings joy, family gatherings, and celebrations, but it can also lead to financial stress if not managed wisely. Many people find themselves overspending during the holidays, resulting in financial strain that can last well into the new year....

When it comes to managing your money, finding the right type of savings vehicle is essential to help grow your funds while maintaining liquidity. Money market accounts (MMAs) offer a blend of savings account features and some of the benefits of checking accounts,...

In an inspiring show of support for the Hispanic immigrant community, North Jersey Federal Credit Union (NJFCU) hosted a landmark event on August 21, 2024. The event marked the official signing of a memorandum of understanding (MOU) with sister credit unions from the...

When it comes to purchasing a car, many people focus on the sticker price and the monthly payments, but these two numbers don't paint the whole picture of the actual cost of your auto loan. There are several factors, including interest rates, loan terms, and...

For those looking to grow their savings in a low-risk manner, term share certificates can be an excellent option. But what exactly are they? If you're new to the concept of term share certificates, this guide will walk you through the basics and help you understand...

Buying a car is an exciting milestone, whether it's your first vehicle or an upgrade. However, the process can also be overwhelming, especially when it comes to financing. One of the most crucial steps in this journey is securing a pre-approval for your auto loan....

As the summer winds down, back-to-school shopping quickly becomes a priority for families everywhere. New clothes, supplies, and gadgets can add up fast, making it a potentially stressful time financially. However, with a bit of planning and some smart shopping...

Traveling is an exciting adventure, whether it's for leisure, business, or visiting loved ones. However, it can also present risks, especially when it comes to keeping your money safe. Protecting your finances while on the road is crucial to ensure a smooth and...

When it comes to financing a car, understanding the various factors that impact your auto loan interest rate can help you secure a better deal. The interest rate on your auto loan significantly affects your overall loan cost, monthly payments, and even your long-term...