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Teacher Member Benefits
Founded by teachers, North Jersey Federal Credit Union remains a trusted place to save, borrow and manage your money at affordable and competitive rates. For over 80 years, North Jersey FCU has provided key financial solutions to New Jersey Educators and their Families to build a strong and vibrant financial future.
Summer Pay Program
Set up an automatic savings to stretch your ten (10) months of paychecks into twelve (12).
Option to have a portion of your paycheck deposited directly into a Vacation Club Account throughout the school year.
Members can opt-in for the entire term of the loan.
Select two consecutive months of the year to not make a payment.
No penalties or late fees associated with Skip-A-Payment.
Teacher Loan Discount
Members are eligible to deduct .25% off qualified Personal Loans.
Overdraft Protection Line of Credit
- Protect yourself from the possibility of making transactions with insufficient funds.
- Overdraft Line of Credit Available with a maximum up to $7,500*
*Amount depends on creditworthiness
- A safeguard to protect against unexpected mistakes that overdraw your Checking Account balance.
- Saves you from incurring additional charges from merchants due to insufficient funds to cover a transaction.
- Automatically provided for checks, ACH and recurring transactions from your Checking Account (must opt-in to add Courtesy Pay for your Debit Card and ATM transactions).
The Family Security Plan
The Family Security Plan believes affordable insurance solutions should be available to everyone. Go live life knowing that you and your loved ones will be protected.
Your Path to a Bright Financial Future Begins Here!
As a valued member of North jersey Federal Credit Union, we are committed to serving you and care about your financial health. As a benefit of your membership, we have partnered with GreenPath Financial Wellness to provide you with access to one-on-one financial counseling, debt management services, and financial education tools.
As a national non-profit, GreenPath has been assisting individuals across the country since 1961 and will work with you to provide the best possible options based on your individual financial situation.
As a member of NJFCU, you can receive assistance with:
Financial Counseling – You have access to free, one-on-one financial counseling and debt counseling delivered by caring, certified experts. They’ll help you to understand your situation, learn about options, and make a plan to meet your goals.
Debt Management Services – If you have high-interest credit card debt, a GreenPath debt management plan may be able to help lower your interest rates so you can pay off debt faster.
Housing Services – Take advantage of foreclosure prevention services, home buyer preparation assistance, and reverse mortgage counseling.
Credit Report Review – Understand your personal credit report and how to improve your score.
Student Loan Counseling – Understand repayment options that can postpone or lower your payments. Learn the pros and cons of each strategy so you can make an informed decision on which is best for you.
It’s free, no-pressure, and 100% confidential.
GreenPath Counselors are Here to Help
Financial conversations don’t need to be painful!
Call GreenPath today at 877.337.3399, and one of their kind, caring, NFCC-certified counselors will help you access the resources and experiences you need to make informed financial decisions and find your path to a bright financial future.
Join North Jersey FCU
Get onboard today. Enjoy better banking!
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