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Money Market Account

Higher balance, higher dividends

Money Market

The higher your balance, the higher your dividends will be each month.

Earn a higher rate of return


  • Minimum opening deposit is $1,000 and minimum balance required is $1,000 without a monthly fee.
  • Competitive dividend rates: Dividends are compounded monthly based on an average daily balance
  • Dividends earned: Day of deposit to day of withdrawal
  • No penalty for cash withdrawal
  • Three transfer withdrawal or transfers per month
  • Optional Overdraft Protection for your Checking Account.
  • Use our calculator to help you reach your savings goals.
*APY = Annual Percentage Yield. Rates and terms are subject to change without notice. A minimum deposit of $1,000 is required to open a Money Market Account. Fees could reduce earnings on accounts. Contact NJFCU for additional product details including earned dividend information, minimum deposit and balance requirements to earn the stated APY, and other important account terms and conditions. Dividend rates and Annual Percentage Yields are current as of the last dividend declaration date.

What is a Money Market Account?

A money market account is a savings account with some checking features. It typically comes with checks or a debit card and allows a limited number of transactions each month. Traditionally, money market accounts also offer higher interest rates than regular savings accounts. However, money markets have higher minimum deposit or balance requirements than savings accounts, so compare your options before picking the best NJFCU account for you!

What is a Money Market Account?

Maximize your savings with a North Jersey Federal Credit Union Money Market Account.

Call 973-785-9200 | email: [email protected]

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Careers at NJFCU

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With a Share Savings Account, you become an owner of the Credit Union because we are a not-for-profit financial cooperative.

Share Certificate Account

Share Certificates

North Jersey FCU is and always have been committed to strengthening the quality of life for our members, friends, families, and neighbors in the New Jersey community.

NJFCU Partners

Vacation & Holiday Club Account

Whether you’re saving for a special vacation or just planning ahead for holiday expenses, the North Jersey FCU Club accounts can help you reach your goals-by planning ahead.

Member Discounts at NJFCU

Member Discounts

Being a Member has it’s perks! Take advantage of exclusive North Jersey FCU member discounts and great offers.