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Regular Term
Share Certificates
(18-months)
As high as
3.25% APY*
New & Used
Auto Loans
As low as
4.90%APR**
MasterCardâ„¢
Classic Credit Card
As low as
15.24% APR**
Personal Loans
As low as
12.24% APR**
* APY = Annual Percentage Yield
** APR = Annual Percentage Rate
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We frequently announce money-saving promotional rates and provide financial tips which help you become increasingly prosperous. Fill out this form for updates.
Keep In Touch
Keep In Touch
2026 NOTICE OF ANNUAL MEETING AND BOARD OF DIRECTORS ELECTION
All NJFCU Members are invited to attend the 2026 Annual Meeting on May 27,2026, at 5:00pm at our Totowa Branch located at 711 Union Boulevard, Totowa, New Jersey. The 2026 Nominating Committee has selected the following internal members: Barbara Tanis, Charles ‘Chuck’ Miller, and Yvonne Hellwig as NJFCU candidates for the 2026-2029 three-year term. Any member of the North Jersey Federal Credit Union who wishes to become a candidate for our Board of Directors can do so by filing a Nomination by Petition application.
A Nomination by Petition Application Form is attached to this Notice of Annual Elections. The completed Nomination by Petition form must be returned to the Nominations Committee no later than April 18, 2026. Completed forms may be submitted to Maggie Caceres, Executive Assistant of the NJFCU via email. Her email is: ([email protected]).
Acceptance of nomination by petition applications will close effective April 19, 2026. There will be no nominations from the floor at the Annual meeting in May.
April 20, 2026
The NJFCU secretary will widely post the internal and petitioned nominations.
Become a Member Today!
Enjoy the many benefits of membership, starting with low-interest loan rates, and all of the benefits of banking, but better.
Are you Eligible for Membership?
Persons who live, work, regularly conduct business in, worship, or attend school in, including businesses and other legal entities located in Bergen County, Essex County, Hudson County, Passaic County, or the following municipalities in Morris County: Denville, Dover, Florham Park, Hanover, Morris, Morristown Town, Rockaway Borough, Rockaway Township, or the following municipalities in Union County: Elizabeth, Linden, and Roselle.
“The Resource”
Winter 2025-26 Edition
In this quarter’s issue:
- From the Corner Office
- Homebuyers Snag Record Deals on Home Prices
- NJFCU Community Impact
- Use Your Credit Wisely
- Promotional Rate on 12-Month Term Share Certificates
- Goodbye Pennies
- Promotional Rate on New and Used Auto Loans
Testimonials
Need Help with Your Credit Score? Credit-building Loans
Bad credit scores aren’t the end of the world. Our Credit-building loans help you jump start your score with easy, manageable loans that will help you re-establish trust with the Credit Card companies. A good credit score opens up your world with lower rates on credit cards, auto loans, home equity loans and more…
Beware
of Fraud!
Watch the video below for more information to protect yourself against fraud.
-
We will NEVER call/text/email asking you to provide your personal or banking information over the phone.
- DO NOT give out one-time passcodes unless you call us.
- If you get a call from someone claiming to be from the Credit Union & they seem suspicious, hang up, & call us directly at: (973) 785-9200.
Latest News & Info at NJFCU
Turn your Swiping, Into Savings!
Pay no annual fee and take advantage of our low rates and no over limit fees with select North Jersey FCU MasterCard credit cards.
Download the NJFCU Mobile App!
Take Your Online Banking to go and access your accoutns at your own leisure. Access TAP, NJFCU Products and Services, and more right in the palm of your hand!
Incredible Mortgage Rates!
Take advantage and make that dream home a reality. The housing market is booming and it’s the right time to purchase a home. Reach out to us at NJFCU to start the ball rolling toward that new home you’ve always dreamed of.