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Apply for a Loan
We offer a wide variety of low-cost loans that are designed to meet your individual needs, with competitive rates and flexible re-payment terms. With our new Docusign technology you can close your loan from any computer.Find out more
Are you looking to purchase your first home or refinance a current mortgage? We offer many competitive products to fit your personal and financial needs including fixed-rate mortgages, adjustable rate and interest only mortgages.Find out more
Labor Day Hours of Operation
All branches of the North Jersey Federal Credit Union will be closed on Monday, September 5th, 2016, in observance of Labor Day.
The Totowa, Newark, and Paterson branches of NJFCU will resume regular hours of operation on Tuesday, September 6th.
The Garfield branch of NJFCU will resume regular hours of operation on Wednesday, September 7th.
Need to reset your Online Banking password? Click here!
On Tuesday, September 6th, 2016, there will be a change in some of our fees. Please click here to read more.Find out more
Our goal is to enable our members to have financial freedom and to empower our communities to reach their goals.
Rates at a Glance
|Rates as low as|
|Click to view more rates|
|New Vehicle Loan|
up to 72 mos
|Unsecured Personal Loan|
up to 60 mos
|Used Vehicle Loan|
up to 72 mos
Join NJFCU and Switch
Tired of the costs of banking elsewhere, but think it’s too difficult to make the change? The North Jersey Federal Credit Union Switch Kit is just for you. In just five easy steps, you can be on your way to enjoying all the benefits of North Jersey Federal Credit Union membership.Join NJFCU and Switch
Who is Eligible?
You are eligible for membership if you live, work, worship, attend school or regularly conduct business in Passaic, Bergen, Morris, Hudson, Essex, Union, and Middlesex Counties.Open an Account Today!
North Jersey Federal Credit Union offers affiliate services and allows you to take advantage of all the unique benefits that NJFCU membership has to offer.NJFCU Affiliates