North Jersey FCU Mobile App!
Are you looking to purchase your first home or refinance a current mortgage? We offer many competitive products to fit your personal and financial needs including fixed-rate mortgages, adjustable rate and interest only mortgages.Find out more
Holiday Hours of Operation
North Jersey Federal Credit Union will be closed on Monday, January 16th, 2017, in observance of Martin Luther King Jr. Day. The Totowa, Paterson and Newark branches of NJFCU will resume normal hours of operation on Tuesday, January 17th, 2017. The Garfield branch will resume normal hours of operation on Wednesday, January 18th, 2017.
North Jersey Federal Credit Union will be closed on Monday, February 20th, 2017, in observance of President’s Day. The Totowa, Paterson, Elmwood Park and Newark branches of NJFCU will resume normal of hours of operation on Tuesday, February 21st, 2017.
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Our goal is to enable our members to have financial freedom and to empower our communities to reach their goals.
Rates at a Glance
|Rates as low as|
|Click to view more rates|
|New Vehicle Loan|
up to 72 mos
|Unsecured Personal Loan|
up to 60 mos
|Used Vehicle Loan|
up to 72 mos
Join NJFCU and Switch
Tired of the costs of banking elsewhere, but think it’s too difficult to make the change? The North Jersey Federal Credit Union Switch Kit is just for you. In just five easy steps, you can be on your way to enjoying all the benefits of North Jersey Federal Credit Union membership.Join NJFCU and Switch
Who is Eligible?
You are eligible for membership if you live, work, worship, attend school or regularly conduct business in Passaic, Bergen, Morris, Hudson, Essex, Union, and Middlesex Counties.Open an Account Today!
North Jersey Federal Credit Union offers affiliate services and allows you to take advantage of all the unique benefits that NJFCU membership has to offer.NJFCU Affiliates