Online Banking

ATM Locator

Branch and ATM Locator



North Jersey FCU Mobile App!

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Apply for a Loan

We offer a wide variety of low-cost loans that are designed to meet your individual needs, with competitive rates and flexible re-payment terms. With our new Docusign technology you can close your  loan from any computer.

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Home Loans

Are you looking to purchase your first home or refinance a current mortgage?  We offer many competitive products to fit your personal and financial needs including fixed-rate mortgages, adjustable rate and interest only mortgages.

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Join us for our Free First-Time Homebuyer Seminar at our Flagship Totowa Branch on Saturday, April 21, 2018 from 11:00am – 1:00pm.

RSVP by Friday, April 20, 2018 by emailing [email protected]


Recent data breaches have exposed approximately 5 million credit and debit cards users who made purchases at Saks 5th Avenue and Lord & Taylor.  Orbitz has also disclosed a possible data breach affecting 880,000 debit and credit cards users. Visit to learn more about protecting yourself after a data breach.


Need to reset your Online Banking password?  Click here!

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Our goal is to enable our members to have financial freedom and to empower our communities to reach their goals.

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Rates at a Glance

Rates as low as
Click to view more rates
New Vehicle Loan
up to 72 mos
2.99% APR
Unsecured Personal Loan
up to 60 mos
12.24% APR
Used Vehicle Loan
up to 72 mos
2.99% APR

Join NJFCU and Switch

Tired of the costs of banking elsewhere, but think it’s too difficult to make the change? The North Jersey Federal Credit Union Switch Kit is just for you. In just five easy steps, you can be on your way to enjoying all the benefits of North Jersey Federal Credit Union membership.

Join NJFCU and Switch

Who is Eligible?

You are eligible for membership if you live, work, worship, attend school or regularly conduct business in Passaic, Bergen, Morris, Hudson, Essex, Union, and Middlesex Counties.

Open an Account Today!

NJFCU Affiliates

North Jersey Federal Credit Union offers affiliate services and allows you to take advantage of all the unique benefits that NJFCU membership has to offer.

NJFCU Affiliates


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