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North Jersey FCU Mobile App!
Apply for a Loan
We offer a wide variety of low-cost loans that are designed to meet your individual needs, with competitive rates and flexible re-payment terms. With our new Docusign technology you can close your loan from any computer.
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Home Loans
Are you looking to purchase your first home or refinance a current mortgage? We offer many competitive products to fit your personal and financial needs including fixed-rate mortgages, adjustable rate and interest only mortgages.
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News/Alerts
All branches of North Jersey Federal Credit Union will be closing early at 3:00 PM on Monday, October 9th in observance of Columbus Day. We will resume normal business hours on Tuesday, October 10th.
Need to reset your Online Banking password? Click here!
Find out moreOur goal is to enable our members to have financial freedom and to empower our communities to reach their goals.
Rates at a Glance
| Rates as low as | ||
|---|---|---|
| Click to view more rates | ||
| New Vehicle Loan up to 72 mos | 2.99% APR | |
| Unsecured Personal Loan up to 60 mos | 12.24% APR | |
| Used Vehicle Loan up to 72 mos | 2.99% APR | |
Join NJFCU and Switch
Tired of the costs of banking elsewhere, but think it’s too difficult to make the change? The North Jersey Federal Credit Union Switch Kit is just for you. In just five easy steps, you can be on your way to enjoying all the benefits of North Jersey Federal Credit Union membership.
Join NJFCU and SwitchWho is Eligible?
You are eligible for membership if you live, work, worship, attend school or regularly conduct business in Passaic, Bergen, Morris, Hudson, Essex, Union, and Middlesex Counties.
NJFCU Affiliates
North Jersey Federal Credit Union offers affiliate services and allows you to take advantage of all the unique benefits that NJFCU membership has to offer.
NJFCU Affiliates
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