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We offer a wide variety of low-cost loans that are designed to meet your individual needs, with competitive rates and flexible re-payment terms. With our new Docusign technology you can close your  loan from any computer.

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Home Loans

Are you looking to purchase your first home or refinance a current mortgage?  We offer many competitive products to fit your personal and financial needs including fixed-rate mortgages, adjustable rate and interest only mortgages.

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Paid for your meal at Wendy’s lately with an ATM, debit or credit card?  Wendy’s Hackers Took a Bite Out of 1,000+ RestaurantsWendy’s has created an online tool where patrons can check if a restaurant they visited was affected by the attacks, with search fields for the state and city.

eStatements can now be found through Online Banking.  Enter your user ID logon and password.  If you do not currently have an account with Online Banking, you must enroll in it.  To create a temporary password, enter the last 6 digits of your social security number and you will be prompted to create a permanent one.  The eStatement link is located in the left hand column.  You must turn off your popup blocker for as the window to select your eStatement is on a popup page, or click on a link in the middle of the page to open up the new page.  Information about eStatements can also be found by clicking here.

If you are logging onto Online Banking on a different computer than you have been recently using, you may be asked to answer your security questions. This is an enhanced security feature to confirm your identity for your protection.  For more information about Online Banking please click here.

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Our goal is to enable our members to have financial freedom and to empower our communities to reach their goals.

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Rates at a Glance

Rates as low as
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New Vehicle Loan
up to 72 mos
2.99% APR
Unsecured Personal Loan
up to 60 mos
12.24% APR
Used Vehicle Loan
up to 72 mos
2.99% APR

Join NJFCU and Switch

Tired of the costs of banking elsewhere, but think it’s too difficult to make the change? The North Jersey Federal Credit Union Switch Kit is just for you. In just five easy steps, you can be on your way to enjoying all the benefits of North Jersey Federal Credit Union membership.

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Who is Eligible?

You are eligible for membership if you live, work, worship, attend school or regularly conduct business in Passaic, Morris, Hudson, Middlesex, and Bergen Counties or the underserved areas of Essex or Union Counties or the City of Newark.

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NJFCU Affiliates

North Jersey Federal Credit Union offers affiliate services and allows you to take advantage of all the unique benefits that NJFCU membership has to offer.

NJFCU Affiliates