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Online Banking:







Credit Cards



New & Used
Auto Loans

As low as
2.24% 2.49%APR*

Credit Card

As low as
8.99% APR*

Fixed Mortgages


As low as
2.50% APR*

Personal Loans

As low as
12.24% APR*

* APR = Annual Percentage Rate

Apply for MasterCard Liberty Credit Card


Are you still in the market for a new home? Maybe you just need to re-finance? Mortgage rates remain at record-lows. Now is the time to get the family into your dream home today. Refinancing is made simple with a Home Loan from NJFCU. Apply now with our online mortgage application!

GreenPath Financial Wellness


As a valued member of North Jersey Federal Credit Union, we are committed to serving you and care about your financial health. As a benefit of your membership, we have partnered with GreenPath Financial Wellness, to provide you with access to one-on-one financial counseling, debt management services, and financial education tools.

Find New & Used Cars Online

Auto Link

See what others paid for the car you want and secure your guaranteed savings before even visiting a dealership. Get an exclusive Price Protection Certificate, featuring a summary of your car with the listed price and contact information to the dealership.

Convenience goes a long way

North Jersey FCU is here when you need us. Our convenient services let you access your money when YOU want it. The benefits go on & on with 24/7/365 access with our online mobile banking app, Surcharge-Free ATM & Shared Branching networks & so much more.

Need Help with Your Credit Score? Credit-building Loans

Bad credit scores aren’t the end of the world. Our Credit-building loans help you jump start your score with easy, manageable loans that will help you re-establish trust with the Credit Card companies. A good credit score opens up your world with lower rates on credit cards, auto loans, home equity loans and more…

Latest News & Info at NJFCU

Save More with Our Credit Cards

Turn your Swiping, Into Savings!

Pay no annual fee and take advantage of our low rates and no over limit fees with select North Jersey FCU MasterCard credit cards.

Download the NJFCU Mobile App

Download the NJFCU Mobile App!

Take Your Online Banking to go and access your accoutns at your own leisure. Access TAP, NJFCU Products and Services, and more right in the palm of your hand!

Lowest Mortgage Rates

Incredible Mortgage Rates!

Mortgage rates are the lowest they’ve been in years. Take advantage and make that dream home a reality. The housing market is booming and it’s the right time to purchase a home. Reach out to us at NJFCU to start the ball rolling toward that new home you’ve always dreamed of.

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There will be limited parking
at our Elmwood Park branch
Monday, 1/24/22. At this time,
members are being asked to
park toward the back of the
parking lot. Thank you.

Please visit our mobile app,
or one of our convenient ATM
locations to gain access to
your account. Thank you.