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Credit Cards

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New & Used
Auto Loans

As low as
2.24% 2.74%APR*

Classic Credit Card

As low as
12.74% APR*

Fixed Mortgages


As low as
6.00% APR*

Personal Loans

As low as
12.24% APR*

* APR = Annual Percentage Rate

New Auto Loans - NJFCU

Holiday Loan
Has Returned

Spread a little more cheer this holiday season with a Holiday Loan. Here is your chance to help pay for holiday gifts, travel plans, or anything else you need during the holiday season!
Unlike credit cards with changing rates, you’ll know your exact monthly payment.

Debt Consolidation Loan - NJFCU

All-New Member

Have you tried our new digital banking services? Members can expect these exciting features: digital wallets, personalized banking dashboard, budgeting tools, credit score calculators, external bank transfers, contactless payments,
all-new Bill Pay, and more!

Find New & Used Cars Online

NJFCU Car Search Tool

See what others paid for the car you want and secure your guaranteed savings before even visiting a dealership. Get an exclusive Price Protection Certificate, featuring a summary of your car with the listed price and contact information to the dealership.

All-New Member Experience

Now is the perfect time to be a member of North Jersey FCU! Subscribe to Online Banking for access to a variety of financial assistance tools like Budget Tracking, Credit Score Calculators, Savings Goals, and more! Members will have easy accessto instant member to member transfers, while still being able to add their external bank accounts for an all-in-one digital banking experience.

Need Help with Your Credit Score? Credit-building Loans

Bad credit scores aren’t the end of the world. Our Credit-building loans help you jump start your score with easy, manageable loans that will help you re-establish trust with the Credit Card companies. A good credit score opens up your world with lower rates on credit cards, auto loans, home equity loans and more…

Latest News & Info at NJFCU

Save More with Our Credit Cards

Turn your Swiping, Into Savings!

Pay no annual fee and take advantage of our low rates and no over limit fees with select North Jersey FCU MasterCard credit cards.

Download the NJFCU Mobile App

Download the NJFCU Mobile App!

Take Your Online Banking to go and access your accoutns at your own leisure. Access TAP, NJFCU Products and Services, and more right in the palm of your hand!

Lowest Mortgage Rates

Incredible Mortgage Rates!

Take advantage and make that dream home a reality. The housing market is booming and it’s the right time to purchase a home. Reach out to us at NJFCU to start the ball rolling toward that new home you’ve always dreamed of.

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