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Membership Eligibility

It’s easy to become a member of NJFCU.
You’re more eligible than you think!

Become a member

At North Jersey FCU, you’re not a customer, you’re a member. Our products and services are designed specifically to meet your financial needs.

North Jersey Federal Credit Union Membership Eligibility

Persons who live, work, regularly conduct business in, worship, or attend school in, including businesses and other legal entities located in Bergen County, Essex County, Hudson County, Passaic County, or the following municipalities in Morris County: Denville, Dover, Florham Park, Hanover, Morris, Morristown Town, Rockaway Borough, Rockaway Township, or the following municipalities in Union County: Elizabeth, Linden, and Roselle.

North Jersey Federal Credit Union (NJFCU) is a not-for-profit organization that exist to serve its members since 1936. Like banks, North Jersey Federal Credit Union accept deposits, make loans and provide a wide array of other financial services. But as member-owned and cooperative institution, we provide a safe place to save and borrow at reasonable competitive rates.  Get Started, Membership is easy!

JOIN NJFCU & experience the difference of a credit union membership.

 

There are several benefits to being a credit union member, including:
  • Lower feesCredit unions tend to have lower fees than banks.
  • Lower loan rates: Credit unions typically offer lower interest rates on loans.
  • Higher interest rates on savings: NJFCU gives back profits to members in the form of higher interest rates on savings accounts and CDs.
  • Personalized service: NJFCU provides more personalized service.
  • Financial education: NJFCU offers financial wellness education and counseling to help members understand complex financial matters.
  • Community focus: We are member-focused and have members with similar interests, who live in the same area, or work together.
  • Insured deposits: NJFCU deposits are insured.
  • Voting rights: Members have voting rights. 

Eligible Townships

Bergen County

Allendale
Alpine
Bergenfield
Bogota
Carlstadt
Cliffside Park
Closter
Cresskill
Demarest
Dumont
East Rutherford
Edgewater
Elmwood Park
Emerson
Englewood
Englewood Cliffs
Fair Lawn
Fairview
Fort Lee
Franklin Lakes
Garfield
Glen Rock
Hackensack
Harrington Park
Hasbrouck Heights
Haworth
Hillsdale
Ho Ho Kus
Leonia
Little Ferry
Lodi
Lyndhurst
Mahwah
Maywood
Midland Park
Montvale
Moonachie
New Milford
North Arlington
Northvale
Norwood
Oakland
Old Tappan
Oradell
Palisades Park
Paramus
Park Ridge
Ramsey
Ridgefield
Ridgefield Park
Ridgewood
River Edge
River Vale
Rochelle Park
Rockleigh
Rutherford
Saddle Brook
Saddle River
South Hackensack
Teaneck
Tenafly
Teterboro
Upper Saddle River
Waldwick
Wallington
Washington Township
Westwood
Woodcliff Lake
Wood-Ridge
Wyckoff

Essex County

Belleville
Bloomfield
Caldwell
Cedar Grove
East Orange
Essex Fells
Fairfield
Glen Ridge
Irvington
Livingston
Maplewood
Millburn
Montclair
Newark
North Caldwell
Nutley
City Of Orange
Roseland
South Orange Village
Verona
West Caldwell
West Orange

Hudson County

Bayonne
East Newark
Guttenberg
Harrison
Hoboken
Jersey City
Kearny
North Bergen
Secaucus
Union City
Weehawken
West New York

Passaic County

Bloomingdale
Clifton
Haledon
Hawthorne
Little Falls
North Haledon
Passaic
Paterson
Pompton Lakes
Prospect Park
Ringwood
Totowa
Wanaque
Wayne
West Milford
Woodland Park

Morris County

Denville
Dover
Florham Park
Hanover
Morris
Morristown
Rockaway Borough
Rockaway Township

Union County

Elizabeth
Linden
Roselle

NJFCU

  • Fewer Fees, Better Rates
  • Not-for-Profit
  • Member-Owned
  • NCUA Insured ($250K)
  • Community-Focused

Bank

  • More Fees, Worse Rates
  • For-Profit
  • Shareholder-Owned
  • FDIC Insured ($250K)
  • Revenue-Focused

North Jersey Federal Credit Union Membership is open to any who:

  • Lives
  • Works
  • Worships
  • Attends School
  • Immediate family members includes spouse, parent, stepparent, child, stepchild, sibling, stepsibling, grandchild, grandparent, or great grandparent.
(Serving: Passaic, Bergen Counties and the underserved areas of Essex or Union Counties, or the City of Newark)
Membership Eligibility at NJFCU

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