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Membership Eligibility

It’s easy to become a member of NJFCU.
You’re more eligible than you think!

Become a member

At North Jersey FCU, you’re not a customer, you’re a member. Our products and services are designed specifically to meet your financial needs.

North Jersey Federal Credit Union Membership Eligibility

North Jersey Federal Credit Union (NJFCU) is a not-for-profit organization that exist to serve its members since 1936. Like banks, North Jersey Federal Credit Union accept deposits, make loans and provide a wide array of other financial services. But as member-owned and cooperative institution, we provide a safe place to save and borrow at reasonable competitive rates.  Get Started, Membership is easy!

JOIN NJFCU & experience the difference of a credit union membership.

Why We’re Different


  • Fewer Fees, Better Rates
  • Not-for-Profit
  • Member-Owned
  • NCUA Insured ($250K)
  • Community-Focused


  • More Fees, Worse Rates
  • For-Profit
  • Shareholder-Owned
  • FDIC Insured ($250K)
  • Revenue-Focused

North Jersey Federal Credit Union Membership is open to any who:

  • Lives
  • Works
  • Worships
  • Attends School
  • Immediate family members includes spouse, parent, stepparent, child, stepchild, sibling, stepsibling, grandchild, grandparent, or great grandparent.
(Serving: Passaic, Bergen Counties and the underserved areas of Essex or Union Counties, or the City of Newark)
Membership Eligibility at NJFCU

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Careers at NJFCU


Join our team and find out what makes North Jersey Federal Credit Union a great place to work and bank.

Community at NJFCU

NJFCU Community

North Jersey FCU is always committed to the quality of life for our members, friends & families in the New Jersey community.

NJFCU Partners

NJFCU Partners

Enhance your compensation package at no cost to your employees.

Member Discounts at NJFCU

Member Discounts

Being a Member has it’s perks! Take advantage of exclusive North Jersey FCU member discounts and great offers.