Please ensure Javascript is enabled for purposes of website accessibility
North Jersey Federal Credit Union

JOIN NOW
LOGIN
North Jersey Federal Credit Union

Membership Eligibility

It’s easy to become a member of NJFCU.
You’re more eligible than you think!

Apply Today

Become a member

At North Jersey FCU, you’re not a customer, you’re a member. Our products and services are designed specifically to meet your financial needs.

North Jersey Federal Credit Union Membership Eligibility

Persons who live, work, regularly conduct business in, worship, or attend school in, including businesses and other legal entities located in Bergen County, Essex County, Hudson County, Passaic County, or the following municipalities in Morris County: Denville, Dover, Florham Park, Hanover, Morris, Morristown Town, Rockaway Borough, Rockaway Township, or the following municipalities in Union County: Elizabeth, Linden, and Roselle.

North Jersey Federal Credit Union (NJFCU) is a not-for-profit organization that exist to serve its members since 1936. Like banks, North Jersey Federal Credit Union accept deposits, make loans and provide a wide array of other financial services. But as member-owned and cooperative institution, we provide a safe place to save and borrow at reasonable competitive rates.  Get Started, Membership is easy!

JOIN NJFCU & experience the difference of a credit union membership.

 

There are several benefits to being a credit union member, including:
  • Lower fees: Credit unions tend to have lower fees than banks.
  • Lower loan rates: Credit unions typically offer lower interest rates on loans.
  • Higher interest rates on savings: NJFCU gives back profits to members in the form of higher interest rates on savings accounts and CDs.
  • Personalized service: NJFCU provides more personalized service.
  • Financial education: NJFCU offers financial wellness education and counseling to help members understand complex financial matters.
  • Community focus: We are member-focused and have members with similar interests, who live in the same area, or work together.
  • Insured deposits: NJFCU deposits are insured.
  • Voting rights: Members have voting rights. 
Join Today

Why We’re Different

NJFCU

  • Fewer Fees, Better Rates
  • Not-for-Profit
  • Member-Owned
  • NCUA Insured ($250K)
  • Community-Focused

Bank

  • More Fees, Worse Rates
  • For-Profit
  • Shareholder-Owned
  • FDIC Insured ($250K)
  • Revenue-Focused

North Jersey Federal Credit Union Membership is open to any who:

  • Lives
  • Works
  • Worships
  • Attends School
  • Immediate family members includes spouse, parent, stepparent, child, stepchild, sibling, stepsibling, grandchild, grandparent, or great grandparent.
(Serving: Passaic, Bergen Counties and the underserved areas of Essex or Union Counties, or the City of Newark)
Membership Eligibility at NJFCU

You may also like:

Careers at NJFCU

Careers

Join our team and find out what makes North Jersey Federal Credit Union a great place to work and bank.

Learn More
Business Services

NJFCU Community

North Jersey FCU is always committed to the quality of life for our members, friends & families in the New Jersey community.

Learn More
NJFCU Partners

NJFCU Partners

Enhance your compensation package at no cost to your employees.

Learn More
Member Discounts at NJFCU

Member Discounts

Being a Member has it’s perks! Take advantage of exclusive North Jersey FCU member discounts and great offers.

Learn More

Not a Member yet?

Join Today