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If your credit card is lost or stolen, please call us at:

Mon-Fri 9am-5pm…………………….973.785.9200 Option 6
After hours Mon-Fri, Sat/Sun…….800.262.2024

MasterCard® Business Rewards Card

Earn more on your Business spending

MasterCard® Business Rewards Card

Our MasterCard® Business Rewards card allows you to earn more on your Business spending that goes right back to helping achieve your goals.

MasterCard® Business Rewards Card

See Monthly Recurring Transactions
24/7 access to a list of merchants that charge your MasterCard®

Authorized User
Add an authorized user to your account, and track spending by user.

Balance Transfer
Transfer your high-rate balance onto a NJFCU MasterCard® Credit Card.

24/7 Credit Card Assistance
Credit Card Assistance available to you 24 hours a day.


Redeem our Points for Travel

Use your points to purchase any merchandise or gift cards

A Low Rate with Convenience, Flexibility & Security

Lost or Stolen Card?

MasterCard® Business Rewards
Rates for Purchases17.24% - 18.00% APR*
Rates for Cash Advances18.00% APR*
Minimum & Maximum AmountsMinimum: $2,500
Maximum: $15,000
Annual Fee$0
*APR=Annual Percentage Rate. Rates and terms are accurate as of ’05/30/2024’. The APR for MasterCard® Classic card will be, depending on your creditworthiness at account opening, a 8.99% – 18.00%. The APR for MasterCard® Liberty card will be, depending on your creditworthiness at account opening, a 10.99%. The APR for MasterCard® Platinum card will be, depending on your creditworthiness at account opening, a 10.99% – 18.00%. This APR will vary with the market based on the Prime Rate. There is a 3% transaction fee of each cash advance. The Foreign Transaction Fee is 1% of each foreign transaction in U.S. dollars. Rates and terms are subject to change without notice. Membership conditions may apply.

Additional Products & Services:

Share Secured Personal Loan

Share Secured Loan

Take a low rate Share Secured Loan against your share account balance.

Classic Card

Classic Card

Best for taking advantage of low rates with no annual fee & no over the limit fee.

Home Equity Loans

Home Equity Loans

Find the hidden value in your home and earn more!