North Jersey Federal Credit Union

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    • Checking Accounts
      • Basic Checking
      • Overdraft Protection
      • Overdraft Line of Credit
    • Share Savings Account
    • Term Share Certificates
    • Individual Retirement Account (IRA)*
    • Money Market Account
    • Youth Club Account
    • Vacation & Holiday Club Accounts
    • Digital Banking
      • Bill Pay Online
      • Telephone Account Processing (T.A.P.)
  • Credit Cards
    • MasterCard® Liberty Card
    • MasterCard® Classic Card
    • MasterCard® Platinum Rewards Card
    • Visa® Gift Card
  • Loans & Mortgages
    • Auto Loans
      • New Cars
      • Used Cars
      • Auto Refinance
    • Search for a Car
    • Personal Loans
      • Unsecured Personal Loan
      • Share Secured Loan
      • Term Share Certificate Secured Loan
    • Mortgages
      • Fixed Rate Mortgage
      • Refinance Mortgage
      • Adjustable Rate Mortgage (ARM)
    • Home Equity
      • Home Equity Loans
      • Home Equity Line of Credit (HELOC)
  • Business
    • Business Checking
    • MasterCard Business Rewards Card
    • Business Services
    • Commercial Lending
  • About Us
    • NJFCU Blog
    • Our Story
    • Annual Meeting
    • Annual Report
    • Forms & Disclosures
    • FAQs
    • Member Benefits
    • Newsletters
    • Charitable Donations (Choose from 6 funds)
    • NJFCU Community
  • Contact Us
    • Our Locations
    • Find a Branch or ATM
    • Careers

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North Jersey Federal Credit Union

  • Banking
    • Join Now
      • Membership Eligibility
      • NJFCU Partners
      • Member Discounts
      • Join NJFCU & Switch
    • Checking Accounts
      • Basic Checking
      • Overdraft Protection
      • Overdraft Line of Credit
    • Share Savings Account
    • Term Share Certificates
    • Individual Retirement Account (IRA)*
    • Money Market Account
    • Youth Club Account
    • Vacation & Holiday Club Accounts
    • Digital Banking
      • Bill Pay Online
      • Telephone Account Processing (T.A.P.)
  • Credit Cards
    • MasterCard® Liberty Card
    • MasterCard® Classic Card
    • MasterCard® Platinum Rewards Card
    • Visa® Gift Card
  • Loans & Mortgages
    • Auto Loans
      • New Cars
      • Used Cars
      • Auto Refinance
    • Search for a Car
    • Personal Loans
      • Unsecured Personal Loan
      • Share Secured Loan
      • Term Share Certificate Secured Loan
    • Mortgages
      • Fixed Rate Mortgage
      • Refinance Mortgage
      • Adjustable Rate Mortgage (ARM)
    • Home Equity
      • Home Equity Loans
      • Home Equity Line of Credit (HELOC)
  • Business
    • Business Checking
    • MasterCard Business Rewards Card
    • Business Services
    • Commercial Lending
  • About Us
    • NJFCU Blog
    • Our Story
    • Annual Meeting
    • Annual Report
    • Forms & Disclosures
    • FAQs
    • Member Benefits
    • Newsletters
    • Charitable Donations (Choose from 6 funds)
    • NJFCU Community
  • Contact Us
    • Our Locations
    • Find a Branch or ATM
    • Careers

Forms & Disclosures

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The NJFCU forms and disclosures are in English only. The links to the forms below will open a .PDF document. The PDF document may have limitations in accessibility. Please contact a NJFCU representative for assistance.

Membership Applications

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  • (Online) Membership Application
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    Loan & Credit Applications
    • Home Loan
    • Home Loan Continuation
    • Home Loan Additional Borrower
    • Auto Loans
    • Personal Loans
    • MasterCard Credit Card
    • Residential Loan
    • Residential Loan Continuation
    • Residential Loan Additional Borrower
    • Commercial Real Estate Lending
    • Skip A Pay
    Donation Enrollment Form
    • Donate to your favorite causes
    Fee Schedules

    Consumer Fee Schedule
    Business Fee Schedule

    • Business Fee Schedule
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    Disclosures

    Funds Availability
    Truth in Savings
    Electronic Funds Transfer
    Privacy Disclosures

    • Credit Cards
    • Equal Credit Opportunity Act
    • Reg Z
    • RESPA
    • USA Patriot Act
    • Online Service E-Sign Disclosure
    • Disaster Recovery
    Privacy Policy
    Privacy Disclosures
    Commercial Lending
    • Credit Application
    • Income Expense Statement
    • Personal Financial Statement
    • Property Rent Roll & Certification
    Join the NJFCU Team
    • Job Application

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    • About Us
      • Our Story
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      • NJFCU Blog
      • Newsletters
      • Careers
      • Branches & ATMs
      • NJFCU Community
      • Member Benefits
      • Forms & Disclosures
      • Annual Report

    North Jersey Federal Credit Union

    Main Office: 711 Union Blvd.
    Totowa, New Jersey 07512

    Routing # ABA 2212-7502-5
    NMLS # 420255

    Accessibility Statement
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    MEMBERSHIP ELIGIBILITY:

    Persons who live, work, regularly conduct business in, worship, or attend school in, including businesses and other legal entities located in Bergen County, Essex County, Hudson County, Passaic County, or the following municipalities in Morris County: Denville, Dover, Florham Park, Hanover, Morris, Morristown Town, Rockaway Borough, Rockaway Township, or the following municipalities in Union County: Elizabeth, Linden, and Roselle.

    National Credit Union Administration. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender

    U.S. Small Business Administration U. S. Small Business Administration
    ESI Excess Share Insurance

    National Credit Union Administration. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

    Equal Housing Lender

    ESI Excess Share Insurance

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    ABOUT US | FIND US | ATM LOCATOR | ROUTING # ABA 2212-7502-5 | NMLS # 420255

    ABOUT US | FIND US | ATM LOCATOR | ROUTING # ABA 2212-7502-5 | NMLS # 420255