North Jersey FCU Blog

When it comes to choosing the right credit card, it’s easy to get overwhelmed by the options available. Big banks may advertise flashy rewards and perks, but credit unions often provide something even more valuable, a combination of personalized service, lower fees,...

When autumn arrives, it brings more than just crisp air and colorful leaves, it also ushers in a noticeable uptick in lending activity. From home improvement projects to education expenses and year-end financial planning, fall tends to be one of the most active...

On Monday, October 13, 2025, North Jersey Federal Credit Union an agreement with Cooperativa de Ahorros y Credito Maimon, Inc. (CoopMaimon, a credit unions in the Dominican Republic). The festive celebration resulted in a partnership which will strengthen...

When life presents opportunities or challenges, financing often becomes an essential tool to help you move forward. Whether it’s consolidating debt, covering unexpected expenses, or funding a major purchase, loans can provide the support you need. But with so many...

When most people think about auto loans, they view them as a necessary step to afford a new or used vehicle. While that’s true, an auto loan can also play a strategic role in your broader financial future if managed wisely. Instead of just seeing it as “debt,” you can...

Buying a car is an exciting milestone, but it often comes with the responsibility of an auto loan. While financing makes it easier to drive off the lot, the interest on your loan can significantly increase the total amount you pay over time. The good news is that by...

Planning a much-needed getaway is exciting but figuring out how to pay for it can feel less like paradise and more like a puzzle. Between airfare, accommodations, dining, and activities, costs can add up quickly. Many travelers turn to two popular financing options:...

Buying a used car is often a smart financial decision, especially if you’re trying to balance cost with quality. However, securing a loan for a used vehicle can sometimes be trickier than you’d expect. Lenders tend to view used car loans as riskier due to the...

Using a credit card responsibly offers a wealth of benefits, and when it comes from your local credit union, those benefits are often even more generous. Unlike big banks, credit unions are not-for-profit institutions that reinvest their profits to provide better...

Life is unpredictable. One day, everything feels stable and secure, and the next, an unexpected expense like a medical emergency, job loss, or major car repair can throw your financial world into chaos. This is where an emergency fund becomes a financial lifesaver....