North Jersey FCU Blog

Personal loans can ease pressing money issues. However, many Americans today use the money from their personal for multiple other purposes. For example, financing home repairs,catering to medical expenses or paying off debts. Personal loans can also come in handy to...

A credit score helps lenders determine how much credit to lend to you and the likelihood you’ll be able to pay it back. A good score can help you qualify for better rates on credit cards, car loans or a mortgage. Your credit score is based on a number of factors,...

A lot of millennials who’ve started a family are in a tough financial position. Not only must they worry about student loans, car notes, and mortgage loans, but they also have to find a way to cover the costs of child care, which is steadily rising. Unless their...

To say the current real estate situation is a “sellers’ market” is quite an understatement! Prices are soaring in most areas across the country, and North New Jersey is no exception.Most school children are introduced to the most basic concept of a capitalist economy...

If you used financing to buy your vehicle, you might want to consider refinancing your car loan at some point. Doing so could end up saving you money by lowering your monthly payment, interest rate, or both. However, while it offers many benefits in the right...

1. Dust Off Your New Year’s ResolutionsWe get it: New Year’s resolutions get stale as soon as the calendar hits February. But this was the year you were really fired up and ready to conquer the world.Why sell yourself short when your goals are actually within reach?...

Here are some great ways to teach your children about money. 1. Make a Wish List with Your Children An essential part of financial literacy is creating a set of priorities. We can’t have everything we want all at once, but we can achieve our goals over time if we plan...

For most people, a home is the biggest purchase they’ll ever make. A mortgage loan is often necessary to complete the transaction. Choosing the right lending option is important, as it could save you money over the long term. If you’re going through the process of...

As a member of North Jersey Federal Credit Union, you are uniquely positioned to manage your finances and watch your money grow on the best possible terms. Like the member of an elite club, you are entitled to exclusive privileges and individualized service, courtesy...

Identity theft is a serious crime. Sometimes, victims can resolve the issue quickly with minimal damage to their personal finances and well-being. Other times, it can be a time-consuming, expensive process that has serious impact on your life. That’s why it is so...