North Jersey FCU Blog

With the holiday season already here, you may be gearing up for cozy family get-togethers and festive gift exchanges. These experiences make for wonderful memories, but they can put undue stress on your wallet if you’re not careful. To help you safeguard your budget...

Not all financial institutions are built the same. While traditional banks are popular, credit unions offer benefits that most big banks simply can’t compete with. So, what are the benefits of joining a credit union? In this article, we’ll highlight 8 enticing...

What makes a holiday special? Opening gifts usually tops the list for children, and the joy of giving them can be a big part of the anticipation for the young at heart—but 90% of Americans wish for a less materialistic holiday season.[1] Once the wrapping paper is...

Have you heard of the Iron Triangle? It’s the idea that you can only pick two from the most common three goals of a project: speed, quality, and affordability.[1] When it comes to protecting and preserving your money, credit unions such as the North Jersey Federal...

In July, the Supreme Court struck down the Biden administration’s proposal that suspended federal student loan payments, stopped interest accumulation, and pledged forgiveness for hundreds of billions of dollars in student loans as COVID-19 pandemic relief. Democratic...

While we live in a culture of positive self-care, many of the modern solutions seem to bandaid over one of the primary stressors: money. Spa days and “treat yourself” moments might offer temporary retreats, but they don’t address the root issues. And for nearly...

It’s a relatable sentiment: Bills, bills, and more bills. And the constant juggle of paying them on time may leave you feeling like a high-wire circus performer.  But what if we told you there was a way to make the hassle of paying bills on time disappear?  Meet NFCU...

In the digital age, a credit card—particularly, a credit union credit card—is an indispensable financial tool that, when used judiciously, can help you immediately access funds, manage your expenses, establish a credit score, and even earn rewards. But with so many...

Credit cards are valuable financial tools. Whether you use them on a daily basis or have them just for emergencies, it’s important to know how to make the most of credit cards without tripping over fees, penalties, and hits to your credit score. Below are 10 tips to...

Without bank accounts and credit cards, you might find yourself digging holes in your backyard or upending your mattress to stuff with cash. That, or grimacing at the back pain from hauling around pockets full of gold coins. While having an account with a credit union...