by Marketing NJFCU | Apr 21, 2023 | Blog
Buying vs Financing a Car When it comes to most consumer goods, finding the best deal is generally straightforward—it’s a matter of comparing price tags. Yet with cars, it couldn’t be more complicated. Not only does the make and model matter, but if it’s a used car,...
by Marketing NJFCU | Apr 21, 2023 | Blog
The Importance of Teaching Your Kid Savings & Good Money Habits at an Early Age If you could send a note to your younger self with some hard-won advice, would it include a plea to skip the toys and candy in favor of putting your allowance in an interest-bearing...
by Marketing NJFCU | Mar 23, 2023 | Blog
After putting aside a portion of your paycheck each month, you may be eager to receive your tax refund—after all, the average tax refund for Americans is around $3,000.[1] While you can certainly use this money to go shopping, investing it may offer more benefits. In...
by Marketing NJFCU | Mar 23, 2023 | Blog
Thanks to online banking, monitoring your finances and making transactions is easier than ever before. Unfortunately, this convenience comes at a cost if you fall victim to bank fraud. Bank fraud takes place when criminals use deceptive tactics to steal money from...
by Marketing NJFCU | Feb 27, 2023 | Blog
Smart Spending vs. Smarter Financial Planning Smart spending and smarter financial planning offer similar techniques and overlapping strategies for reframing your relationship with money, reconfiguring your finances, and refining your financial literacy. For example,...
by Marketing NJFCU | Jan 19, 2023 | Blog
The new year is a time for fresh starts and positive changes. This year, 66% of Americans are resolving to fortify their finances by paying off debt, saving more money, or cutting back on discretionary spending.[1] If you’d like to join this group of financial-savvy...
by Marketing NJFCU | Jan 9, 2023 | Blog
The 2022 tax season is quickly approaching: This year, you have until April 18, 2023 to file your taxes. As you prepare for the big day, we’ve created a guide to help you prepare for tax season, even if you have debt. #1 Gather Your Annual Tax Documents First, you...
by Marketing NJFCU | Nov 21, 2022 | Blog
The holidays are an exciting time of celebration, gift-giving, and making memories with friends and family. As they approach, you may be wondering how you can avoid putting unnecessary pressure on your wallet. Below, we’ll outline three ways to make your holiday...
by Marketing NJFCU | Oct 27, 2022 | Blog
As the holiday season approaches, you may be wondering how you’re going to afford everything that comes along with it. After all, Americans spend an average of nearly $1,000 on holiday gifts, decorations, and food each year. Fortunately, holiday shopping doesn’t need...
by Marketing NJFCU | Sep 28, 2022 | Blog
The holidays are a time of joy, celebration, and cherishing moments with family. They provide us a time to reflect on the year gone by and to look forward to the new year ahead. They’re also a time to splurge on gifts. Of course, in the lead-up to this holiday...