by Marketing NJFCU | Apr 21, 2023 | Blog
The Importance of Teaching Your Kid Savings & Good Money Habits at an Early Age If you could send a note to your younger self with some hard-won advice, would it include a plea to skip the toys and candy in favor of putting your allowance in an interest-bearing...
by Marketing NJFCU | Mar 23, 2023 | Blog
After putting aside a portion of your paycheck each month, you may be eager to receive your tax refund—after all, the average tax refund for Americans is around $3,000.[1] While you can certainly use this money to go shopping, investing it may offer more benefits. In...
by Marketing NJFCU | Mar 23, 2023 | Blog
Thanks to online banking, monitoring your finances and making transactions is easier than ever before. Unfortunately, this convenience comes at a cost if you fall victim to bank fraud. Bank fraud takes place when criminals use deceptive tactics to steal money from...
by Marketing NJFCU | Feb 27, 2023 | Blog
Smart Spending vs. Smarter Financial Planning Smart spending and smarter financial planning offer similar techniques and overlapping strategies for reframing your relationship with money, reconfiguring your finances, and refining your financial literacy. For example,...
by Marketing NJFCU | Jan 19, 2023 | Blog
The new year is a time for fresh starts and positive changes. This year, 66% of Americans are resolving to fortify their finances by paying off debt, saving more money, or cutting back on discretionary spending.[1] If you’d like to join this group of financial-savvy...
by Marketing NJFCU | Jan 9, 2023 | Blog
The 2022 tax season is quickly approaching: This year, you have until April 18, 2023 to file your taxes. As you prepare for the big day, we’ve created a guide to help you prepare for tax season, even if you have debt. #1 Gather Your Annual Tax Documents First, you...
