Refinance Mortgage

Come to North Jersey Federal Credit Union today for your personalized Home Loan analysis!

Low Rates & Flexible Terms

Refinance Your Mortgage and Lower Your Payments with NJFCU.

If you have a high monthly Mortgage payment with another financial institution, apply to reduce your payments with a refinance at North Jersey Federal Credit Union. With a refinance, our low rates and flexible terms, we may be able to provide you with a lower monthly payment and put the family budget back on track.

Contact a mortgage representative for current rates.

Fixed Rate Mortgage Options:

  • Reduce your interest rate
  • Lower your monthly payments
  • Shorten the term of your loan
*30/20/15/10 Year Fixed Rate
Finance rates and APR’s are subject to change daily and are subject to change without notice. Program is for properties located in the state of New Jersey only, for single-family, 1-4 units, owner-occupied homes with a minimum loan amount of $100,000 and a maximum equal to conforming loan limits. There is no prepayment penalty fee. North Jersey FCU mortgage must be in first lien position. Other restrictions may apply. For questions, please contact our Lending  Department  at (973)785-9200.
NJFCU is an equal housing lender. Fees Apply.
Restrictions may apply. Rate determined by credit score. Other rates may apply.

Ready to Refinance? NJFCU is here to help!

Refinancing a mortgage can lower your monthly mortgage payment, allowing you to pay off the loan faster.

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We Know Your Needs Can Change

And so can your current mortgage! Check out our online Home Mortgage application for a simplified way to apply today!

NJFCU survey 1440

We are here to help. Ready to Refinance Your Home?

Come to North Jersey Federal Credit Union today for your personalized Home Loan analysis!

For more information, contact our Mortgage Department Call 973-785-9200 ext. 1966 or email: [email protected]

Additional Mortgage Products:

Fixed Rate Mortgage

Fixed Rate Mortgage

Our mortgage team works with you to ensure that you get the options tailored to meet your needs.
Adjustable Rate Mortgage (ARM)

Adjustable Rate Mortgage

With An NJFCU Adjustable Rate Mortgage (ARM) you will discover cost saving features like competitive rates with a confident credit union.