by Marketing | Jan 21, 2024 | Blog
Home equity loans are used to strengthen long-term financial prospects. Depending on your goals and values, this could translate to a vacation villa or nurturing a nest egg—anything, according to experts, other than funding basic living expenses or throwaway...
by Marketing | Jan 20, 2024 | Blog
Early in a new year is the perfect time to get your finances up to speed. Whether you’re starting from a mountain or a molehill, you can boost your family’s security and wealth by setting up and following healthy personal finance practices. Build Strong Budget...
by Marketing | Jan 10, 2024 | Blog
In the fourth quarter of 2022, credit unions won the market share of all automotive loans and leases—more than banks and dealerships combined.1 This statistic shouldn’t come as surprising. After all, credit unions are known for low interest rates on loans in general....
by Marketing | Jan 10, 2024 | Blog
If you’re applying for a loan or credit card, your credit score is typically the most important factor that lenders review. Lending money requires a gamble on the borrower, and lenders need to find a way to predict how likely they are to repay the loan. Credit...
by Marketing | Dec 7, 2023 | Blog
With the holiday season already here, you may be gearing up for cozy family get-togethers and festive gift exchanges. These experiences make for wonderful memories, but they can put undue stress on your wallet if you’re not careful. To help you safeguard your budget...
by Marketing | Dec 7, 2023 | Blog
Not all financial institutions are built the same. While traditional banks are popular, credit unions offer benefits that most big banks simply can’t compete with. So, what are the benefits of joining a credit union? In this article, we’ll highlight 8 enticing...
by Marketing | Nov 10, 2023 | Blog
What makes a holiday special? Opening gifts usually tops the list for children, and the joy of giving them can be a big part of the anticipation for the young at heart—but 90% of Americans wish for a less materialistic holiday season.[1] Once the wrapping paper is...
by Marketing | Nov 10, 2023 | Blog
Have you heard of the Iron Triangle? It’s the idea that you can only pick two from the most common three goals of a project: speed, quality, and affordability.[1] When it comes to protecting and preserving your money, credit unions such as the North Jersey Federal...
by Marketing | Oct 16, 2023 | Blog
In July, the Supreme Court struck down the Biden administration’s proposal that suspended federal student loan payments, stopped interest accumulation, and pledged forgiveness for hundreds of billions of dollars in student loans as COVID-19 pandemic relief. Democratic...
by Marketing | Oct 16, 2023 | Blog
While we live in a culture of positive self-care, many of the modern solutions seem to bandaid over one of the primary stressors: money. Spa days and “treat yourself” moments might offer temporary retreats, but they don’t address the root issues. And for nearly...