North Jersey FCU Blog

The fat, bulky wallets that your mom and dad crammed into their purse and pocket are more and more,  being replaced by digital wallets.   The roster of digital wallet apps continues to grow, and includes (but is not limited to) Venmo, Apple Pay, Google Pay,...

Credit unions are not-for-profit financial cooperatives. The best ones offer loans, checking accounts and credit cards, much like traditional banks. But they charge lower fees and interest. This is because these institutions work to promote the well-being of their...

If you’re like most Americans, as soon as you see ads announcing Memorial Day sales events, you start thinking summer. Summer means flip-flops and sandy beaches, sunscreen and baseball, fireworks and ice cream — and vacations! You are ready to getaway this summer, and...

You may have heard inflation has been rising in recent months as the economy rebounds from the effects of the COVID-19 pandemic. Should you be worried? The answer is an unequivocal yes, no, or maybe! Seriously, inflation is always a concern for economists, because if...

Personal loans can ease pressing money issues. However, many Americans today use the money from their personal for multiple other purposes. For example, financing home repairs,catering to medical expenses or paying off debts. Personal loans can also come in handy to...

A credit score helps lenders determine how much credit to lend to you and the likelihood you’ll be able to pay it back. A good score can help you qualify for better rates on credit cards, car loans or a mortgage. Your credit score is based on a number of factors,...

A lot of millennials who’ve started a family are in a tough financial position. Not only must they worry about student loans, car notes, and mortgage loans, but they also have to find a way to cover the costs of child care, which is steadily rising. Unless their...

To say the current real estate situation is a “sellers’ market” is quite an understatement! Prices are soaring in most areas across the country, and North New Jersey is no exception.Most school children are introduced to the most basic concept of a capitalist economy...

If you used financing to buy your vehicle, you might want to consider refinancing your car loan at some point. Doing so could end up saving you money by lowering your monthly payment, interest rate, or both. However, while it offers many benefits in the right...

1. Dust Off Your New Year’s ResolutionsWe get it: New Year’s resolutions get stale as soon as the calendar hits February. But this was the year you were really fired up and ready to conquer the world.Why sell yourself short when your goals are actually within reach?...