North Jersey FCU Blog

Summer is in full swing here in New Jersey which means pool days, backyard BBQs, and a sunny vacation or two. The warm weather has a way of making people want to live in the moment. As a result, it’s not surprising that Americans spend the most amount of money in the...

There’s nothing like hitting the open road to feed your sense of adventure. In addition to being fun, family road trips are also a great way to vacation on a budget. They enable you to cut out the cost of airfare entirely and explore your destination at your own pace....

Next Month Is Men's Health Awareness Month! Here Is a Financial Health Checklist If you’re taking advantage of Men’s Health Awareness Month next month in June, be sure to include a financial check-up (and booster) in your schedule. Your fiscal well-being is a key part...

How to Make a Vacation Budget You Can Keep Whether you’re headed for an exotic island paradise or a road trip to a neighboring state, making and staying on track with a budget will help you fully enjoy an upcoming vacation. You might get back home with a pile of dirty...

Buying vs Financing a Car When it comes to most consumer goods, finding the best deal is generally straightforward—it’s a matter of comparing price tags. Yet with cars, it couldn’t be more complicated. Not only does the make and model matter, but if it’s a used car,...

The Importance of Teaching Your Kid Savings & Good Money Habits at an Early Age If you could send a note to your younger self with some hard-won advice, would it include a plea to skip the toys and candy in favor of putting your allowance in an interest-bearing...

After putting aside a portion of your paycheck each month, you may be eager to receive your tax refund—after all, the average tax refund for Americans is around $3,000.[1] While you can certainly use this money to go shopping, investing it may offer more benefits. In...

Thanks to online banking, monitoring your finances and making transactions is easier than ever before. Unfortunately, this convenience comes at a cost if you fall victim to bank fraud. Bank fraud takes place when criminals use deceptive tactics to steal money from...

Smart Spending vs. Smarter Financial Planning Smart spending and smarter financial planning offer similar techniques and overlapping strategies for reframing your relationship with money, reconfiguring your finances, and refining your financial literacy. For example,...

The new year is a time for fresh starts and positive changes. This year, 66% of Americans are resolving to fortify their finances by paying off debt, saving more money, or cutting back on discretionary spending.[1] If you’d like to join this group of financial-savvy...