North Jersey FCU Blog

After putting aside a portion of your paycheck each month, you may be eager to receive your tax refund—after all, the average tax refund for Americans is around $3,000.[1] While you can certainly use this money to go shopping, investing it may offer more benefits. In...

Thanks to online banking, monitoring your finances and making transactions is easier than ever before. Unfortunately, this convenience comes at a cost if you fall victim to bank fraud. Bank fraud takes place when criminals use deceptive tactics to steal money from...

Smart Spending vs. Smarter Financial Planning Smart spending and smarter financial planning offer similar techniques and overlapping strategies for reframing your relationship with money, reconfiguring your finances, and refining your financial literacy. For example,...

The new year is a time for fresh starts and positive changes. This year, 66% of Americans are resolving to fortify their finances by paying off debt, saving more money, or cutting back on discretionary spending.[1] If you’d like to join this group of financial-savvy...

The 2022 tax season is quickly approaching: This year, you have until April 18, 2023 to file your taxes. As you prepare for the big day, we’ve created a guide to help you prepare for tax season, even if you have debt. #1 Gather Your Annual Tax Documents First, you...

The holidays are an exciting time of celebration, gift-giving, and making memories with friends and family. As they approach, you may be wondering how you can avoid putting unnecessary pressure on your wallet. Below, we’ll outline three ways to make your holiday...

As the holiday season approaches, you may be wondering how you’re going to afford everything that comes along with it. After all, Americans spend an average of nearly $1,000 on holiday gifts, decorations, and food each year. Fortunately, holiday shopping doesn’t need...

The holidays are a time of joy, celebration, and cherishing moments with family. They provide us a time to reflect on the year gone by and to look forward to the new year ahead. They’re also a time to splurge on gifts. Of course, in the lead-up to this holiday...

The Top 4 Benefits of Digital Banking With a Credit UnionThe modern banking industry is evolving, with many consumers transitioning from traditional banks to credit unions. Compared to banks, credit unions often have lower fees and better interest rates on savings...

Driving down the open road with a playlist full of hits, a cooler packed with snacks, and your best travel mates in tow… is there anything better than a summer road trip? Whether you’re cruising cross-country or exploring your home state, every road runner needs a...