Buying a new home is probably the most important purchase you’ll ever make. That is why it is important for you to take your time and research all aspects of the home purchasing process. When purchasing a new home, you’ll need to educate yourself not only on the type of home you want to buy, but what town do you want to live in, (if you have children) what is the ranking of the school district in that area and finally, the current market trends in the real estate industry that will affect that area. Naturally, all of this information can be a little overwhelming for anyone who is not familiar with purchasing a home and committing themselves to a 15 or 30-year home loans, so it’s important to work with someone you trust.
At North Jersey Federal Credit Union, we understand how important it is to match our members with the right home loan. That’s why we have made it a top priority to give each and every member the personalized attention they deserve when looking for a credit union home loan.
Here are just a few of the options North Jersey FCU provides for our Home Loans and Mortgages:
- Fast and easy online application with an answer in minutes
- Competitive fixed and adjustable rate mortgages (ARMs)
- Low down payment loans
- First-time homebuyer programs
- Options tailored to best suit your budget and goals
North Jersey FCU offers various types of Home Loans tailored to our members’ individual needs. Whether you plan on buying or refinancing a home, we have a wealth of options available to help determine which loan program is right for you – with no pre-payment penalties!