North Jersey Federal Credit Union

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North Jersey Federal Credit Union

VACATION LOAN!

Need a Boost to Get You Through Summer?

Don’t Let Financial Worries Overshadow Your Season.

Promotional Rate good from May 1 through September 30, 2026.

Enjoy:

  • Low Interest Rates
  • Flexible Repayment Terms
  • Quick Approval Process
  • Skip-A-Pay

Here’s why you’ll love it:

  • Low Interest Rates: We understand the importance of budgeting, especially during the break. Our competitive interest rates ensure you can borrow without breaking the bank.
  • Flexible Repayment Terms: Customize your loan to fit your needs. Whether you need a short-term boost or prefer a longer repayment period, we’ve got you covered.
  • Quick Approval Process: No lengthy paperwork! Apply online and receive approval within hours. Spend less time waiting and more time enjoying your well-deserved break.
  • Summer Adventures Await: Whether it’s a home improvement project, or professional development course, our summer loan empowers you to make the most of your time off.
  • Added Benefits: As a token of appreciation for your hard work, we offer through our partners additional perks such as free budgeting, financial literacy, and workshops.

For Instructions On How To Apply, See Below

To apply, contact us at

973-785-9200 or

[email protected]

To apply online

Members may log into Online Banking and go through the Application Center

or

Click the Apply Now button

  • Members: Select “Already A Member?”
  • Non-Members: Select “Not Yet a Member?” 
Apply Now
*To obtain these promotional rates, the borrower must have direct deposit or payroll deduction of at least $250 into an NJFCU checking account and automatic payment from an NJFCU deposit account.  A 2-Year Vacation Loan for $4,000 would have 24 monthly payments of $188.99 each at an Annual Percentage Rate (APR) of 9.90%. This offer is for new loans only and does not apply to the refinancing of any existing NJFCU loan. In the event of default on the loan, the interest rate may increase to 18%. The actual rate is based on individual creditworthiness. Repayment terms will depend on the loan amount. All applications must be submitted between May 1 and September 30, 2026. Offer may be discontinued at any time. A document preparation fee of $99.00 applies. See a Representative for more details.
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Call 973-785-9200