Auto Refinance

Want to save money on the car you already own?

Get Pre-Approved Today, We make it easier to buy the new car you want

Auto Loan Refinance

Want a flexible option to save money on the vehicle you already own? With North Jersey Federal Credit Union you can switch your existing Auto loan and lower your payment by refinancing.

Benefits:

Competitive low rates
Low monthly payments
Extend the term of the loan that works best for you
Potential rate reduction when you open additional accounts
Up to 100% financing available

Specialty Vehicle Loan Options Available:

Classic Cars
Motorcycle
Recreational Vehicles
Boats (New Only)

Apply Today

How much will my payments be?

*APR = Annual Percentage Rate. Rates are subject to change without notice and restrictions may apply. Rates apply to new and used vehicle model years 2021-26. Rates may vary depending on creditworthiness, loan term and value of your vehicle. DMV and other fees may apply. A document preparation fee of $159.00 applies. A 5-Year, Fixed-Rate New Car Loan for $20,000 would have 60 monthly payments of $379.50 each, at an APR of 4.90%. This rate includes a 0.25% deduction if receiving direct deposit or payroll of at least $250 per month into an NJFCU checking account. This rate includes a 0.60% deduction if monthly automatic loan payments are elected from an NJFCU draft account. A 10% minimum downpayment on the purchase price of the vehicle is required for this rate to apply. The maximum term to qualify is 60 months. The promotional rate does not apply to refinanced NJFCU loans. Loans from other financial institutions qualify for refinancing. All applications must be submitted between February 1st and April 30th, 2026 at 11:59 pm EST. See a Representative for more details. Offer may be discontinued at any time.

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Refinance Today! Get an idea what your payments could look like?

Take the Stress Out Making the Switch!

Allow our Team be the middle man between you and your current auto-loan financier. We’ll walk you through the process in refinancing with North Jersey FCU… All in an effort to lower your payment, alter your payment schedule, and get ahead of your current auto loan payments!