Used Cars
Shopping for a Used Auto Loan?
Rates as low as 5.75% APR*
Get Pre-Approved Today, We make it easier to buy the new car you want
Can’t Find the Right Car within Your Budget?
Searching for new or USED cars has never been easier! Our team can work with you to find the right vehicle with our Car search tool called Auto Link™.
The New Way to Buy a Car.
Quickly find your next vehicle with Auto Link™, your Car Buying Tool. Auto Link™ allows you to search for vehicles, find local dealers, take virtual test drives, and more.
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Used Auto Loan Rates
| Term Months | Interest | APR* |
|---|---|---|
| 12 mos. | as low as | 5.75% |
| 24 mos. | as low as | 5.75% |
| 36 mos. | as low as | 5.75% |
| 48 mos. | as low as | 5.75% |
| 60 mos. | as low as | 5.75% |
*Rates are subject to change without notice and restrictions may apply. Rates apply to new vehicles (model years 2025/26). Rates may vary depending on creditworthiness, loan term and value of your vehicle. DMV and other fees may apply. A document preparation fee of $149.00 applies. A 5-Year, Fixed-Rate New Car Loan for $20,000 would have 60 monthly payments of $382.55 each, at an APR of 5.25%. This rate includes a .25% deduction if receiving direct deposit or payroll of at least $250 per month into an NJFCU checking account. This rate includes a .25% deduction if monthly automatic loan payments are elected. All applications must be submitted between October 1st and 11:59 pm EST on November 30th, 2025. See a Representative for more details. Offer may be discontinued at any time.
Additional Loan Products & Services
New Cars
New Auto Loans have the rates and terms you need to get a great deal on your next New Vehicle.
Auto Refinance
Refinancing is made easy at NJFCU with our low interest rates.
Auto Link™
Auto Link™ allows you to search for vehicles, find local dealers, take virtual test drives, and more.