WORKSHOP:
THE KEYS TO HOMEBUYING.
First Mortgages, Refi, Equity and Loan Insights.
Saturday, April 18, 2025 • 10:00am-12:00pm
Totowa Location: 711 Union Boulevard
Learn which is your best option: Refinance, Fixed Rate Home Equity or Home Equity Line of Credit and Get available cash now at a low interest rate.
LIGHT REFRESHMENTS WILL BE SERVED.
Guests are welcome | Please register for this workshop
NJFCU WILL HELP YOU TO MAKE THE BEST DECISION.
What You Will Learn:
- Lower Your Monthly Payments: Learn to free up cash in your monthly budget.
- Get a Better Interest Rate: Consolidate other types of debt (i.e. credit cards and personal loans).
- Access Your Home’s Equity: Use the value that you’ve built to pay for renovations, college tuition, medical and/or other expenses.
- Know the Right Time to Access Your Home’s Equity: Understand the signs and situations necessary to save on your expenses.
- Step-By-Step Walkthrough: We’ll break down the entire process so that you feel informed and confident every step of the way.
- Meet Your Lending Team: Get to know the experts at NJFCU who will guide you through the journey.
- Apply on the spot. Scroll down for additional info.
Fill out the form to join us,
Workshop: Keys to Homebuying
We will be accepting loan applications at the Workshop!
To facilitate your application process, bring your completed application to the event and we will be pleased to help you.
If more than one person is applying:
You must be a member to apply for a loan.
If you are not an NJFCU member:
*APR = Annual Percentage Rate. Rates are subject to change without notice and restrictions may apply. Rates apply to new and used vehicle model years 2021-26. Rates may vary depending on creditworthiness, loan term and value of your vehicle. DMV and other fees may apply. A document preparation fee of $159.00 applies. A 5-Year, Fixed-Rate New Car Loan for $20,000 would have 60 monthly payments of $379.50 each, at an APR of 4.90%. This rate includes a 0.25% deduction if receiving direct deposit or payroll of at least $250 per month into an NJFCU checking account. This rate includes a 0.60% deduction if monthly automatic loan payments are elected from an NJFCU draft account. A 10% minimum downpayment on the purchase price of the vehicle is required for this rate to apply. The maximum term to qualify is 60 months. The promotional rate does not apply to refinanced NJFCU loans. Loans from other financial institutions qualify for refinancing. All applications must be submitted between February 1st and April 30th, 2026 at 11:59 pm EST. See a Representative for more details. Offer may be discontinued at any time.
