Attention Members

Due to inclement weather, North Jersey Federal Credit Union will be closing all branches today at 3 pm.  Please drive safely should you need to go out.

North Jersey Federal Credit Union will be closed  Novermber 27th in observance of Thanksgiving Day. We will be open regular hours Friday, November 28th.

We have changed the design on our debit cards, please be informed that all members affected by recent data breaches will receive our newly designed cards by mail.

Santa Claus is coming to North Jersey Federal!!  To ring in the 2014 holiday season, Santa Claus will be visitng North Jersey Federal on the following days:   Totowa:

  • Friday, November 28: 3-6 pm
  • Saturday, November 29: 10 am – 1  pm
  • Friday, December 5: 3-6 pm
  • Saturday, December 6: 10 am – 1  pm


  • Wednesday, November 26: 2 – 5 pm
  • Wednesday, December 3: 2 – 5 pm
  • Thursday, December 4: 2 – 5 pm


Due to recent fraudulent activity in Brooklyn, NY, all point of sale debit card transactions will be blocked from use in Brooklyn, NY until further notice.  

Home Depot’s data breach:

 Due to a data breach, if you have used your NJFCU debit card at Home Depot, your card may have possibly been compromised.  We will be sending Members who's cards have been exposed new cards.  Please contact us with any questions. Home Depot is offering free identity  protection services including credit monitoring to any customer who has shopped at a Home Depot store. You can learn about the identity protection services and how to sign up for them at:

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Member Cellular Discounts with Sprint

Our Mission Statement

Our goal is to enable our members to have financial freedom and to empower our communities to reach their goals. We pledge to build and strengthen relationships with our members and employees by treating them with dignity and respect.

A Business Member in Your Community

North Jersey Federal Credit Union offers a comprehensive line of financial services and products to meet the needs of your business. If you own a business, you and your employees can take advantage of all the unique benefits that NJFCU has to offer.

Who is Eligible to Join NJFCU?

You are eligible for membership if you live, work, worship, attend school or regularly conduct business in Passaic, Bergen, Morris, Hudson Counties,the underserved areas of Essex or Union Counties or the City of Newark.

What is a Federal Credit Union

Credit Unions are member-owned cooperatives; in fact, that's why your savings are technically called "shares."

Unlike a for-profit bank, in which profits go back to a select group of stockholders, not-for-profit credit unions are organized to return all the profits to member-owners in the form of lower loan rates, higher savings rates, and lower fees.

Unlike a bank, in which the board of directors are often determined by who owns the most stock; every member of the credit union gets one vote for the board. The board of directors is made up of members such as yourself

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