Attention Members

Effective October 1, 2014

The hours in our Garfield branch will be changing to the following: 

Monday, Wednesday & Friday from 11am−5pm 

Saturday from 9am−1pm

Starting Oct 15, we will changes our hours at the Paterson branch to the following:

Monday –Thursday 9am -5 pm

Friday – 9am-6pm

Saturday - 10am-2pm

Home Depot’s data breech:

If you used your NJFCU debit card at Home Depot

Your card may have possibly been compromised.

We will be sending Members whose card have been exposed

new cards. Contact us with questions

Due to work being done by PSE&G, we will have a delayed opening at our Paterson branch at 11 am on September 24.

For your convenience, 24-hour ATMs will be accessible for NJFCU Members at the Totowa, Paterson, and Newark Branches. Visit for other surcharge-free ATM alternatives available through our Co-Op Network.



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Member Cellular Discounts with Sprint

Our Mission Statement

Our goal is to enable our members to have financial freedom and to empower our communities to reach their goals. We pledge to build and strengthen relationships with our members and employees by treating them with dignity and respect.

A Business Member in Your Community

North Jersey Federal Credit Union offers a comprehensive line of financial services and products to meet the needs of your business. If you own a business, you and your employees can take advantage of all the unique benefits that NJFCU has to offer.

Who is Eligible to Join NJFCU?

You are eligible for membership if you live, work, worship, attend school or regularly conduct business in Passaic or Bergen Counties or the underserved areas of Essex or Union Counties or the City of Newark.

What is a Federal Credit Union

Credit Unions are member-owned cooperatives; in fact, that's why your savings are technically called "shares."

Unlike a for-profit bank, in which profits go back to a select group of stockholders, not-for-profit credit unions are organized to return all the profits to member-owners in the form of lower loan rates, higher savings rates, and lower fees.

Unlike a bank, in which the board of directors are often determined by who owns the most stock; every member of the credit union gets one vote for the board. The board of directors is made up of members such as yourself

Consumer Loan
Credit Cards &
Home Equity Loan