Effective October 1, 2014
The hours in our Garfield branch will be changing to the following:
Monday, Wednesday & Friday from 11am−5pm Saturday from 9am−1pm
For your convenience, 24-hour ATMs will be accessible for NJFCU Members at the Totowa, Paterson, and Newark Branches. Visit njfcu.org for other surcharge-free ATM alternatives available through our Co-Op Network.Don't show this again
Our Mission Statement
Our goal is to enable our members to have financial freedom and to empower our communities to reach their goals. We pledge to build and strengthen relationships with our members and employees by treating them with dignity and respect.
A Business Member in Your Community
North Jersey Federal Credit Union offers a comprehensive line of financial services and products to meet the needs of your business. If you own a business, you and your employees can take advantage of all the unique benefits that NJFCU has to offer.
Who is Eligible to Join NJFCU?
You are eligible for membership if you live, work, worship, attend school or regularly conduct business in Passaic or Bergen Counties or the underserved areas of Essex or Union Counties or the City of Newark.
What is a Federal Credit Union
Credit Unions are member-owned cooperatives; in fact, that's why your savings are technically called "shares."
Unlike a for-profit bank, in which profits go back to a select group of stockholders, not-for-profit credit unions are organized to return all the profits to member-owners in the form of lower loan rates, higher savings rates, and lower fees.
Unlike a bank, in which the board of directors are often determined by who owns the most stock; every member of the credit union gets one vote for the board. The board of directors is made up of members such as yourself