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The Family Security Plan®

The Family Security Plan® provides cost-effective, convenient ways for members to access products that provide additional financial security for their families in the event of an unexpected death, disability or critical illness.

NJFCU offers you affordable, Whole Life and Disability Insurance and Critical Illness and Accident Insurance options that help secure you and your family’s future. Discover the benefits of the Family Security Plan, analyze your needs and plan for your future.

The Family Security Plan® enables you to purchase individual life, disability and critical illness insurance through payroll deduction in the NJFCU lobby or business affiliate. Participation is completely voluntary. You get quality products, competitive pricing and world-class customer service. This program fills in the gaps left by group insurance and offers professional one-on-one counseling with a flexible and efficient enrollment process. Visit for more information.



TruStage insurance coverage has been provided for over 75 years exclusively to more than 13 million credit union members.  Much like a credit union TruStage is owned by its members.  Exceptional value and service are at the core of TruStage’s mission.

NJFCU offers this program to you with insurance products that include auto, property, renter’s insurance and health coverage.  Whole and term life is also available depending upon your needs.  You can compare what life insurance coverage is right for you on line or call TruStage directly.

Accidental Death and Dismemberment insurance is provided at no cost to our members for a policy worth at least $1,000*.  Additional coverage can also be purchased.

For general information and assistance, simply call 1-888-787-8243 from 7:00 a.m. to 7:00 p.m. CT, Monday through Friday. You can also find more information on, including mailing addresses, product-specific phone numbers and contact forms.

*One no-cost coverage offer per credit union member.

Creative Financial Group of New Jersey

Creative Financial Group of New Jersey focuses on helping businesses and individuals meet their financial objectives through investment strategies, insurance needs analysis, and financial guidance. They pride themselves on maintaining long-term, lasting relationships built on integrity and fostered by trust. For over 150 years, they have demonstrated leadership in the financial services field by blending our product knowledge, experience, and creativity with their clients’ needs and goals to help their financial security and independence.

Creative Financial Group of New Jersey believes in the value of long-term relationships, service, integrity, and uncompromised quality. They are prepared to help you meet your personal and business needs and goals — not just for today but for tomorrow.

Creative Financial Group of New Jersey has long been recognized as a premier life insurance and financial services organization, with a tradition of excellence dating back 165 years.

Creative Financial Group of New Jersey is committed to their clients’ financial priorities and to assisting them in meeting their objectives. Their financial services for both businesses and individuals are designed to provide tax-saving strategies, potentially increase net worth, and conserve accumulated wealth.