MasterCard® Platinum Rewards Card

Get rewarded for every dollar you spend

MasterCard® Platinum Rewards Card

The MasterCard® Platinum Rewards Card offers Rewards points for every dollar you spend.

MasterCard® Platinum Rewards Card

See Monthly Recurring Transactions
24/7 access to a list of merchants that charge your MasterCard®

Authorized User
Add an authorized user to your account, and track spending by user.

Balance Transfer
Transfer your high-rate balance onto a NJFCU MasterCard® Credit Card.

24/7 Credit Card Assistance
Credit Card Assistance available to you 24 hours a day.

Benefits

MasterCard Platinum Rewards Card
Variable Rates for Purchases17.49% ‐ 18.00% APR*
Rates for Cash Advances18.00% APR*
Rate Maximum18.00% APR*
Minimum & Maximum AmountsMinimum: $2,500
Maximum: $15,000
Annual Fee$0
*APR=Annual Percentage Rate. Rates and terms are accurate as of 8/26/2025. The APR for the MasterCard® Classic card will be, depending on your creditworthiness at account opening, at 15.49% – 18.00%. The APR for the MasterCard® Liberty card will be at 15.49%. The APR for the MasterCard® Platinum Rewards card will be, depending on your creditworthiness at account opening, at 17.49% – 18.00%. The APR for the MasterCard®  Business Rewards card will be, depending on your creditworthiness at account opening, at 18.00%. There is a 3% transaction fee for each cash advance. The Foreign Transaction Fee is 1% of each foreign transaction in U.S. dollars. Rates and terms are subject to change without notice. Membership conditions apply.

Additional Products:

Share Secured Personal Loan

Share Secured Loan

Take a low rate Share Secured Loan against your share account balance.

Annual Meeting

MasterCard® Business Rewards Card

Allows you to earn more on your Business spending that goes right back to helping achieve your goals.

Home Equity Loans

Home Equity Loans

Find the hidden value in your home and earn more!