Money Market Account

A North Jersey Federal Credit Union Money Market Account earns a higher rate of return than share accounts. The minimum opening deposit is $1,000 and the minimum balance required is $1,000 without a monthly fee. The higher your balance, the higher your dividends will be each month. It’s a great way to earn higher interest while avoiding early-withdrawal penalties.

Advantages:

Competitive dividend rates – dividends are compounded daily based on an average balance
No penalty for cash withdrawal
Dividends earned – day of deposit to day of withdrawal
Three transfer withdrawal or transfers per month
Deposit at anytime
Convenience of direct deposits or payroll deductions
Option to use as overdraft protection for your Share Draft Checking Account.

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*Minimum deposit/balance and withdrawal restrictions apply