Money Market Account

Money Market Account

A North Jersey Federal Credit Union Money Market Account earns a higher rate of return than share accounts. The minimum opening deposit is $1,000 and the minimum balance required is $1,000 without a monthly fee. The higher your balance, the higher your dividends will be each month. It’s a great way to earn higher interest while avoiding early-withdrawal penalties.


  • Competitive dividend rates – dividends are compounded daily based on an average balance
  • No penalty for cash withdrawal
  • Dividends earned – day of deposit to day of withdrawal
  • Three transfer withdrawal or transfers per month
  • Deposit at anytime
  • Convenience of direct deposits or payroll deductions
  • Option to use as overdraft protection for your Share Draft Checking Account.
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*Minimum deposit/balance and withdrawal restrictions apply