Money Market Account

Money Market Account

Money Market Account

A North Jersey Federal Credit Union Money Market Account earns a higher rate of return than share accounts. The minimum opening deposit is $1,000 and the minimum balance required is $1,000 without a monthly fee. The higher your balance, the higher your dividends will be each month. It’s a great way to earn higher interest while avoiding early-withdrawal penalties.


  • Competitive dividend rates – dividends are compounded daily based on an average balance
  • No penalty for cash withdrawal
  • Dividends earned – day of deposit to day of withdrawal
  • Three transfer withdrawal or transfers per month
  • Deposit at anytime
  • Convenience of direct deposits or payroll deductions
  • Option to use as overdraft protection for your Share Draft Checking Account.
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*Minimum deposit/balance and withdrawal restrictions apply


The Elmwood Park ATM is currently down. Please visit our mobile app or one of our other convenient ATM locations to gain access to your account. Thank you.