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Checking

Cash Back Checking

Get 2% Cash Back

Every swipe, Everywhere, Every time.

On up to $300 of debit card purchases per month!

NJFCU Cash Back Checking puts your hard-earned money right where you want it, into your bank account*!

Earn cash back on your debit card purchases automatically with no points to redeem and minimum balance requirements.

  • Chip-enabled MasterCard® Debit Card
  • Unlimited check writing
  • NJFCU Online and Mobile Banking access
  • Pay your bills electronically with Bill Pay
  • Send, request, and receive payments securely with Popmoney®
  • eStatements

*To earn 2% cash back (up to $6) on debit card purchases posted to your account, you must have 18 or more debit card purchases post to your account; be enrolled in online banking and receive eStatements; and must have at least one deposit post during each statement cycle. If requirements are met, we will post cash back rewards to your account by the 15th of the following month.  If you don’t qualify, don’t worry – your account is still free, and you can get right back to earning rewards the very next cycle.

National Credit Union Administration (NCUA)
Equal Housing Lender
ESI Excess Share Insurance

BASIC Checking

An NJFCU Checking Account offers many money-saving benefits not available from other financial institutions. It is the checking account you will want to use to manage your family’s finances on a daily basis.

  • No monthly service fee as long as $100 average minimum daily balance is maintained**
  • Chip-enabled MasterCard® Debit Card
  • Unlimited check writing
  • NJFCU Online and Mobile Banking access
  • Pay your bills electronically with Bill Pay
  • Send, request and receive payments securely with Popmoney®
  • eStatements

**Basic checking requires minimum average daily balance of $100. A $7 monthly fee will be charged it the required minimum average daily balance is not maintained.

Click here to open an account

Click here to re-order checks