Certificates
Regular Term Share Certificates
30 Day – 12 Months
| TERM | 30 Days | 3 Months | 6 Months | 9 Months | 12 Months |
|---|---|---|---|---|---|
| DIVIDENDS Annual Percentage Yield (APY), % | .15 | .35 | 1.65 | .40 | 2.00% |
| Dividend Rate, % | .15 | .35 | .40 | .40 | 1.25% |
| Dividends Credited | Monthly | Monthly | Monthly | Monthly | Monthly |
| BALANCE REQUIREMENTS Minimum Opening Balance | $1000.00 | $1000.00 | $1000.00 | $1000.00 | $500.00 |
| Minimum to Earn APY | $1000.00 | $1000.00 | $1000.00 | $1000.00 | $500.00 |
Regular Term Share Certificates
18 Months – 60 Months
| TERM | 18 Months | 24 Months | 30 Months | 36 Months | 48 Months | 60 Months |
|---|---|---|---|---|---|---|
| DIVIDENDS Annual Percentage Yield (APY), % | 1.35% | 1.51% | 1.61% | 1.81% | 1.91% | 2.27% |
| Dividend Rate, % | 1.35% | 1.50% | 1.60% | 1.80% | 1.90% | 2.25% |
| Dividends Credited | Monthly | Monthly | Monthly | Monthly | Monthly | Monthly |
| BALANCE REQUIREMENTS Minimum Opening Balance | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 |
| Minimum to Earn APY | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 | $500.00 |
Individual Retirement Term Share Certificates
| TERM | 6 Months | 12 Months | 18 Months | 24 Months | 30 Months | 36 Months | 60 Months |
|---|---|---|---|---|---|---|---|
| DIVIDENDS Annual Percentage Yield (APY), % | .25% | .45% | .50% | .75% | .75% | 1.05% | 1.25% |
| Dividend Rate, % | .25% | .45% | .50% | .75% | .75% | 1.04% | 1.24% |
| Dividends Credited | Monthly | Monthly | Monthly | Monthly | Monthly | Monthly | Monthly |
| BALANCE REQUIREMENTS Minimum Opening Balance | $1,000.00 | $1,000.00 | $1,000.00 | $1,000.00 | $1,000.00 | $1,000.00 | $1,000.00 |
| Minimum to Earn APY | $1,000.00 | $1,000.00 | $1,000.00 | $1,000.00 | $1,000.00 | $1,000.00 | $1,000.00 |