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Certificates

Certificates

Regular Term Share Certificates

30 Day – 12 Months

TERM30 Days3 Months6 Months9 Months12 Months
DIVIDENDS
Annual Percentage Yield (APY), %
.15.351.65.402.00%
Dividend Rate, %.15.35.40.401.25%
Dividends CreditedMonthlyMonthlyMonthlyMonthlyMonthly
BALANCE REQUIREMENTS
Minimum Opening Balance
$1000.00$1000.00$1000.00$1000.00$500.00
Minimum to Earn APY$1000.00$1000.00$1000.00$1000.00$500.00

Regular Term Share Certificates

18 Months – 60 Months

TERM18 Months24 Months30 Months36 Months48 Months60 Months
DIVIDENDS
Annual Percentage Yield (APY), %
1.35%1.51%1.61%1.81%1.91%2.27%
Dividend Rate, %1.35%1.50%1.60%1.80%1.90%2.25%
Dividends CreditedMonthlyMonthlyMonthlyMonthlyMonthlyMonthly
BALANCE REQUIREMENTS
Minimum Opening Balance
$500.00$500.00$500.00$500.00$500.00$500.00
Minimum to Earn APY$500.00$500.00$500.00$500.00$500.00$500.00

Individual Retirement Term Share Certificates

TERM6 Months12 Months18 Months24 Months30 Months36 Months60 Months
DIVIDENDS
Annual Percentage Yield (APY), %
.25% .45%.50%.75%.75%1.05%1.25%
Dividend Rate, %.25% .45%.50%.75%.75%1.04%1.24%
Dividends CreditedMonthlyMonthlyMonthlyMonthlyMonthlyMonthlyMonthly
BALANCE REQUIREMENTS
Minimum Opening Balance
$1,000.00$1,000.00$1,000.00$1,000.00$1,000.00$1,000.00$1,000.00
Minimum to Earn APY$1,000.00$1,000.00$1,000.00$1,000.00$1,000.00$1,000.00$1,000.00
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