Commercial Lending

Commercial Lending

Commercial Lending

You’re ready to grow your business.
We’re here to help.

North Jersey Federal Credit Union specializes in serving the financing needs of small to mid-sized businesses in our community. Whether you’re upgrading equipment, expanding services, or simply want to streamline cash flow, we can help. Our dedicated team will tailor the right solution for you-for today and for your needs ahead.

Whether you’re just starting out or looking to expand your business, we offer a full range of commercial lending options, helping to make sure you’re on secure financial footing, and acting as a true partner in your success.

Member Business Loans

Term – When you want to grow sales volume, revenue, product lines, or relationships, NJFCU offers fixed or variable-rate loans for asset purchases like equipment or leasehold improvements. Extended terms available for the purchase of more substantial capital assets. A member business loan will include any loan or line of credit (including any unfunded commitments) where the borrower uses the proceeds for the following purposes:

  • Commercial
  • Corporate
  • Other business investment property or venture

Line of credit – When you need immediate cash flow, an NJFCU Line of Credit is the ideal short-term solution. Establish a Line of Credit today so that you will have the capital available tomorrow to use for seasonal variations in cash flow, inventory purchases, increased operating costs or other working capital needs.

Real estate – NJFCU offers fixed or variable rate loans for the purchase or refinance of commercial and office condominiums. A great location with a good rate makes a winning combination!


The Elmwood Park ATM is currently down. Please visit our mobile app or one of our other convenient ATM locations to gain access to your account. Thank you.