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Business Checking

Business Checking

Business Checking

People, Products and Services
to Keep Your Business Growing

Planning for the financial future of your business has never been easier. With a variety of products from NJFCU, saving for the future is easy and profitable. Each of these deposit accounts pays a high yield to your business. Members’ deposits are federally insured by the National Credit Union Administration (NCUA – a division of the federal government) for a total of $250,000 – ensuring that your money will be there for you when you need it. We insure accounts up to $500,000; $250,000 through the NCUA and an additional $250,000 through private insurance ESI.

Business Share Draft Account (Checking)

A North Jersey Federal Credit Union Business Share Draft Account (Checking) offers many money-saving benefits not available from other financial institutions. It is the share draft (Checking) account you will want to use to manage your business finances on a daily basis.

  • With an average daily balance of $500, you will earn monthly dividends*
  • No deposit fee
  • Overdraft protection is available
  • NJFCU Online Banking access
  • Pay your bills electronically with Bill Pay
* A $15.00 MONTHLY SERVICE FEE CHARGE WILL BE APPLIED AND NO MONTHLY DIVIDEND IF AVERAGE DAILY BALANCE FALLS BELOW MINIMUM.

To learn more about opening a business checking account please e-mail us at [email protected].

 

Business Money Market Account

Invest in a Business Money Market Account and enjoy the winning combination of high yields and easy account access.

  • $2,500 to earn dividends
  • Tiered rates
  • Limited number of withdrawals
  • $15 fee if average daily balance falls below $2,500

Business Share Savings Account

The initial account you open when you become a member of NJFCU. This is an excellent account to use for establishing a regular pattern of saving. Getting started requires only $50 to open the account.

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The Elmwood Park ATM is currently down. Please visit our mobile app or one of our other convenient ATM locations to gain access to your account. Thank you.