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Cash Back Checking

Put Cash right back into your bank account

2% Cash Back

Get 2%* Cash Back on up to $300 of debit card purchase every month!

Cash Back Checking

NJFCU Cash Back Checking account puts your hard-earned money right where you want it, into your bank account*.

Benefits:

  • Get 2%* Cash Back on up to $300 of debit card purchase every month!
  • Earned money automatically goes back into your checking account
  • No minimum balance requirement*
  • Free Online and Mobile Banking services
  • Available overdraft protection
  • Free chip-enabled MasterCard debit card
  • Free Access to over 30,000 NJFCU and CO-OP ATMs
*To earn 2% cash back (up to $6) on debit card purchases posted to your account, you must have 18 or more debit card purchases posted per payment cycle to your account; been enrolled in both online banking and eStatements; and must have at least one deposit post during each statement cycle. If requirements are met, we will post cash back rewards to your account by the 15th of the following month. If you don’t qualify, don’t worry – your account is still free, and you can get right back to earning rewards the very next cycle. **No monthly fee as long as $100 average minimum monthly balance is maintained.

NJFCU Cash Back Checking account puts your hard-earned money right where you want it…

Right into your bank account*!

$5 min. opening deposit

Low minimum required balance

Free estatements & low monthly fees

2% cashback on debit card purchases

Simple-to-use digital tools

Free ATM withdrawals

Put cash back in your pockets!

Using your Mastercard makes Cashback Checking easier than ever! Start getting rewarded for your Debit Card purchases, including contactless, online and mobile pay purchases.

Experience the CU Difference

Fewer Fees, Better Rates

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