Attention Members

Effective October 1, 2014

The hours in our Garfield branch will be changing to the following: 

Monday, Wednesday & Friday from 11am−5pm 

Saturday from 9am−1pm

Starting Oct 15, we will changes our hours at the Paterson branch to the following:

Monday –Thursday 9am -5 pm

Friday – 9am-6pm

Saturday - 10am-2pm

We apologize for the inconvenience, but due to work being done in our Paterson branch by PSE&G, we will have a delayed opening our Paterson branch at 11 am on Tuesday October 7. Should it rain, the delayed opening will be on Thursday October 9.

For your convenience, 24 hour ATMs will be accessible for NJFCU members at our Totowa and Newark Branches.  Visit for other surcharge-free ATM alternatives, available through our CO-OP Network.  .

Home Depot’s data breach:

 Due to a data breach, if you have used your NJFCU debit card at Home Depot, your card may have possibly been compromised.  We will be sending Members who\'s cards have been exposed new cards.  Please contact us with any questions. Home Depot is offering free identity  protection services including credit monitoring to any customer who has shopped at a Home Depot store. You can learn about the identity protection services and how to sign up for them at:





Don't show this again

Member Cellular Discounts with Sprint

Our Mission Statement

Our goal is to enable our members to have financial freedom and to empower our communities to reach their goals. We pledge to build and strengthen relationships with our members and employees by treating them with dignity and respect.

A Business Member in Your Community

North Jersey Federal Credit Union offers a comprehensive line of financial services and products to meet the needs of your business. If you own a business, you and your employees can take advantage of all the unique benefits that NJFCU has to offer.

Who is Eligible to Join NJFCU?

You are eligible for membership if you live, work, worship, attend school or regularly conduct business in Passaic or Bergen Counties or the underserved areas of Essex or Union Counties or the City of Newark.

What is a Federal Credit Union

Credit Unions are member-owned cooperatives; in fact, that's why your savings are technically called "shares."

Unlike a for-profit bank, in which profits go back to a select group of stockholders, not-for-profit credit unions are organized to return all the profits to member-owners in the form of lower loan rates, higher savings rates, and lower fees.

Unlike a bank, in which the board of directors are often determined by who owns the most stock; every member of the credit union gets one vote for the board. The board of directors is made up of members such as yourself

Consumer Loan
Credit Cards &
Home Equity Loan