Online Banking

VISA Cards

VISA Cards

Credit Card Account Access

Click below to access your account:

NJFCU Credit Card Access Point

Credit Card Applications

Credit card applications can be emailed to creditcard@njfcu.org or faxed to 973-785-3836.
Click below to download an application:

VISA Application

The Classic® Card

visa-classic-njfcu

The Classic® Card is designed to have the lowest possible rates. With no annual fee, and no over the limit fee, the Classic® Card gives you all of the peace of mind that VISA® brings to your transactions.

Apply Online Now
VISA Classic Card    
Variable Rates for Purchases 9.24% ‐ 18.00% APR*
Variable Rates for Cash Advances 12.24% ‐ 18.00% APR*
Rate Maximum 18.00% APR*
Minimum & Maximum Amounts Minimum: $500 Maximum: $10,000
Annual Fee$0

Platinum Rewards

visa-platinum-rewards-njfcu

The Platinum Rewards Card card comes with a competitive rate with no annual fee. You’ll also earn CU Rewards points for every dollar you spend. When you earn enough points, you can redeem for travel, merchandise, or gift cards.

Shop More, Earn More and Get More with our Platinum Rewards Card! Earn extra points by shopping at the CU Rewards Mall where you will find a list of local and online shops that pay extra point dividends, including such brand names as Microsoft, BodyShop, Brookstone, Zales and more!

Apply Online NowShop at CURewards
VISA Platinum Rewards Card 
Variable Rates for Purchases11.24% ‐ 18.00% APR*
Variable Rates for Cash Advances14.24% ‐ 18.00% APR*
Rate Maximum18.00% APR*
Minimum & Maximum AmountsMinimum: $2,500
Maximum: $15,000
Annual Fee$0

 

The Liberty Card

visa-liberty-njfcu

The Liberty Card is the secured card for those members who don’t qualify for traditional cards.

This card gives you the freedom to shop online, travel, rent cars and all of the transactions in life that credit cards require. Start living the Liberty Life today! **

Apply Online Now
VISA Liberty Card 
Rates for Purchases11.24% APR*
Rates for Cash Advances14.24% APR*
Minimum & Maximum AmountsMinimum: $500
Maximum: $5,000
Annual Fee$33

Business Rewards

visa-business-njfcu

This card has no annual fee. You’ll also earn CU Rewards points for every dollar you spend. You can redeem points for travel, merchandise or gift cards.

Earn extra points by shopping at the CU Rewards Mall where you will find a list of local and online shops that pay extra point dividends, including such brand names as Microsoft, BodyShop, Brookstone, Zales and more!

Apply NowShop at CURewards
VISA Business Rewards 
Rates for PurchasesPrime + 8.74% - 14.74% APR*
Rates for Cash Advances3% APR*
Minimum & Maximum AmountsMinimum: $2,500
Maximum: $15,000
Annual Fee$0
*APR is the Annual Percentage Rate. Rates are subject to change without notice. Restrictions may apply. Rates are for qualified members and are subject to credit approval.