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Borrow up to $4,000

Rates as low as 8.99% APR*!


Need a Boost to Get You Through Summer? Enjoy:

  • Low Interest Rates
  • Flexible Repayment Terms
  • Quick Approval Process

Need a Boost to Get You Through Summer?

Don’t Let Financial Worries Overshadow Your Season.


Here’s why you’ll love it:

  • Low Interest Rates: We understand the importance of budgeting, especially during the break. Our competitive interest rates ensure you can borrow without breaking the bank.
  • Flexible Repayment Terms: Customize your loan to fit your needs. Whether you need a short-term boost or prefer a longer repayment period, we’ve got you covered.
  • Quick Approval Process: No lengthy paperwork! Apply online and receive approval within hours. Spend less time waiting and more time enjoying your well-deserved break.
  • Summer Adventures Await: Whether it’s a home improvement project, or professional development course, our summer loan empowers you to make the most of your time off.
  • Added Benefits: As a token of appreciation for your hard work, we offer through our partners additional perks such as free budgeting, financial literacy, and workshops.

To apply, contact us at

973-785-9200 or

[email protected]

*To obtain these promotional rates, the borrower must have direct deposit, or payroll deduction of at least $250 into a NJFCU checking account, and automatic payment from a NJFCU deposit account. If either the direct deposit, payroll deduction or automatic payment is canceled, the interest rate will increase by 2% above the promotional rate. New loans only, does not apply to refinancing of any existing NJFCU loan. In the event of default on the loan, the interest would be increased to 18%. The actual rate is based on individual creditworthiness and credit score. Repayment terms of loan will be dependent upon loan amount. All applications must be submitted between June 1st and September 30, 2024. See a Representative for more details. Offer may be discontinued at any time.


We Are Here to Help You
With All of Your Financial Needs

Call 973-785-9200