During this difficult time, rest assured that your credit union is open to serve you and your financial needs. We have made every effort to follow the government pandemic guidelines by closing our branch lobbies in Totowa and Elmwood Park for walk-in traffic. However, the drive-ups are open during regular business hours at these branches. Our walk-in branch in Newark has protective glass to protect you and our staff for you to take care of all of your financial needs.

North Jersey Federal Credit Union was built on the philosophy of people helping people. We will continue to be here to help you as this situation unfolds. If you experience any hardship or difficulty as a result of COVID-19, rely on us to help you navigate through the challenge. If your finances are affected by the COVID-19 coronavirus, or you suspect that they will be, you have options – please call us to discuss ways we can help lessen the impact on your financial well-being.

We remain secure. Your funds on deposit with North Jersey FCU are insured $250,000 by the NCUA and additional $250,000 by ESI Insurance, totaling $500,000. As a member, you are also an owner of the credit union. We take that responsibility very seriously, so we will continue to make decisions during this unprecedented time in our history based on your needs and the needs of the organization.

I want to reiterate to you again that North Jersey FCU is here to make sure you have complete access to your accounts anytime. Our ATMs are accessible to our members 24/7, allowing members to perform cash withdrawals and make cash or check deposits at any hour of the day. We have a full range of easily accessible online banking services. We are still making loans, refinancing mortgages, and offering Master Card rates with annual interest rates under 12%.

Contact us if you need to increase your credit limits. Go to NJFCU.org to find the products and services you need to help get you through these hard times.

I want to wish everyone the best, and I hope you and your family remain healthy. Remember, North Jersey Federal FCU is just a phone call or email away. We are here to serve our members and will continue to do so.



As of March 11, 2020, the spread of Coronavirus (COVID-19) has all of our attention. We value the safety and health of our members, employees and community. We want to inform all of our members that we are following the guidelines set by the Centers for Disease Control and Prevention (CDC), and  taking the steps necessary to reduce the threat of COVID-19 exposure to employees and members.

North Jersey FCU branches remain open  to serve you. Our Totowa and Elmwood Park Branch Drive-Thru is open during normal business hours. The branch lobbies access are by scheduled appointment only.

Our Newark Branch lobby will still be open to our members for teller transaction only.

We want to ensure our members have access to their funds during this crucial time.

If you haven’t already, please enroll in Online Banking and download the Mobile Banking app today!

To enroll, call our Contact Center at 973-785-9200 who will assist you through this process. Through these platforms members can:

  • View their recent transaction history
  • View their account balances
  • View your direct deposit, like your paycheck
  • Apply for a loan
  • Transfer funds between North Jersey FCU accounts
  • Pay bills via BillPay

Please note: should there be a mandatory branch closure, we will not be able to open any new online banking account.

As you focus on the health of you and your family, North Jersey is here to serve and support your financial well-being. Additional updates will be communicated via email, website and our social media channels. 



The Elmwood Park ATM is currently down. Please visit our mobile app or one of our other convenient ATM locations to gain access to your account. Thank you.