Holiday-Loan

Holiday Loan Rates as low as

8.99% APR*

A North Jersey FCU Holiday Loan can help you pay for Holiday Gifts, holiday travel plans, home repairs or anything else you need during the holiday season.

Get approved for up to $7,500 with 48 months to pay it all off!

Apply Today!

*APR is the Annual Percentage Rate. Rates are subject to change without notice. Rates are for qualified members only and may vary depending on credit, loan amount, and loan term. A $99 documentation fee will apply. Promotion loan amount limit is $7,500 and total loans should not exceed the $15,000 max amount. Should you borrow the maximum amount allowed at 8.99% for a 48 month (max term), our minimum monthly payment would be $186.60 with the total cost of the loan being $8,956.97. If you finance the documentation fee, your rate will be 8.99% with a minimum monthly payment of $190.31 with the total cost of the loan being $9,138.89. Member must have Direct Deposit for the term of the loan and amount must at least be the minimum monthly payment in order to qualify for the promotion rate. Should the direct deposit stop anytime during the life of the loan, your rate will change to the regular unsecured rate for the duration of the loan. Promotion may end at any time and does not apply to refinancing of existing NJFCU loans. The offer cannot be combined with any other promotions. Promotion is valid until 12/31/19.