Convenient Services

Convenient Services

Convenient Services

North Jersey Federal Credit Union is great for savings accounts and low interest rates on loans, but can we really match the services of the big banks? YES! We offer all of the excellent banking options and account features listed here… and more!


Online Banking

Monitor your accounts any time, night or day, via the web browser from your Internet-connected computer. Perform many of the banking activities you used to have to visit the branch for, from the comfort of your home PC.

Click here for more information.

Mobile Banking

Convenient and secure access to your North Jersey FCU accounts whether you’re at a ballgame, on your lunch break, or the comfort of your own couch. Get texts to remind you of deposits or low balances. Deposit checks with a photo! Plus, much more…

Nationwide ATM Network

Avoid ATM fees when and wherever you may go! Our nationwide network consists of over 30,000 locations and 5,000 shared branches, there’s sure to be one near you.

Click here to find a convenient location!


You can access your end of month account statement via the Internet, and it’s free! Receiving your monthly North Jersey FCU statement electronically will save you time and save you from a mountain of paperwork. You will be notified each month when your eStatement is ready, and you will be able to view all your transactions in the same format you’re used to seeing on paper statements, without all the paperwork. Your statement will arrive sooner than a mailed statement, making it easier and more efficient to manage your North Jersey FCU accounts. Getting signed up for

North Jersey FCU eStatements is easy!

Direct Deposit

With Direct Deposit, your paycheck, Social Security or other government check is automatically deposited in your North Jersey FCU accounts. There is no need to make special trips to the credit union each month to make your deposits. And, there is no need to worry about lost or stolen checks! Simply contact the organization and give them your account number and the routing number at the top of the main page.

MasterCard® Debit Card

With your North Jersey Federal Credit Union MasterCard® Debit Card, you have access to your savings and checking accounts for withdrawals or balance inquiries whenever and wherever you need them. It is also a fast, convenient and safe way to purchase what you want, when and where you want it. Just present your card at the time of purchase, and the amount automatically will be deducted from your checking account most anywhere MasterCard® is accepted.

Payroll Deduction

With Payroll Deduction, you can have a portion of your net pay transferred directly to your North Jersey FCU account(s) every pay period. This free service is a convenient way to establish a regular savings pattern and make payments on your NJFCU loans automatically.

Reorder Checks

Running low on checks? Not a problem. Click here and our check processor, Harland Clarke will help you order a new stack right away! ()
And if you are still writing checks, you might want to consider North Jersey FCU’s Bill Payment system. The convenience of writing electronic checks safely from your computer can’t be beat! Learn more.

Reorder Checks Bill Payer

Wire Transfers

North Jersey FCU offers you the convenience of receiving money from anywhere in the world with our wire transfer service. You will need the following information to receive funds to your account ABA # 2212-7502-5, NJFCU, Totowa, NJ, your name and account number. For information about foreign wire transfers, click here .

Lost or Stolen Credit/Debit Card

If your credit card is lost or stolen, call us as soon as possible at 973-785-9200 and use option 6, which will direct you to MasterCard® to initiate the cancellation process. After you’re lost or stolen card has been canceled, come down to any of our convenient branch locations to receive your new card onsite. If you find difficulty using the phone number above, you can contact MasterCard® directly at 800-262-2024.


The Elmwood Park ATM is currently down. Please visit our mobile app or one of our other convenient ATM locations to gain access to your account. Thank you.