Business Products

People, Products and Services to Keep Your Business Growing

Planning for the financial future of your business has never been easier. With a variety of products from NJFCU, saving for the future is easy and profitable. Each of these deposit accounts pays a high yield to your business. Members' deposits are federally insured by the National Credit Union Administration (NCUA - a division of the federal government) for a total of $250,000 - ensuring that your money will be there for you when you need it. We insure accounts up to $500,000; $250,000 through the NCUA and an additional $250,000 through private insurance ESI. Read More.

Business Share Savings Account

The initial account you open when you become a member of NJFCU. This is an excellent account to use for establishing a regular pattern of saving. Getting started requires only $50 to open the account.

Business Money Market Account

Invest in a Business Money Market Account and enjoy the winning combination of high yields and easy account access.

  • $2,500 to earn dividends
  • Tiered rates
  • Limited number of withdrawals
  • $13 fee if average daily balance falls below $2,500

Business Ultimate Money Market Account

  • $25,000 balance is required to earn dividends
  • Limited number of withdrawals
  • Tiered rates
  • $35 fee if average daily balance falls below $25,000